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Card Economics
Annual Fee
$79
Ongoing Annual Value
−$9
First-Year Value Estimate
$269
Net Value
−$88
Card type: PersonalForeign transaction fee: NoneCurrency: TAP Air Portugal Miles&Go
TAP Miles&Go American Express

TAP Miles&Go American Express

First Electronic Bank
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Sign-up Bonus

40K bonus after $2.5K spend in first 90 days + 15K status miles
Am I eligible?

Earning Structure

3XTAP Air Portugal purchases3%
2XCar rentals2%
2XHotels2%
2XRideshare2%
1XAll other purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for TAP Air Portugal purchases?Is this the best card for Car rentals?Is this the best card for Hotels?

Benefits

Worth it for me?
Lounge Access (1)
  • TAP Premium Lounge at Lisbon Airport (2 visits/year) — paid guests allowed
Elite Status (1)
  • TAP Air Portugal Miles&Go: Earn 1 status mile for every 5 miles earned from spend (up to 10K status miles per annual qualification period)
Protections (2)
  • Purchase Protection — Covers eligible purchases against damage or theft for 90 days
  • Extended Warranty — Extends manufacturer warranty by up to 1 year

Other Perks

  • Preferred boarding for cardholder and travel companions
  • Two complimentary checked bags annually (one per booking)