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Card Economics
Annual Fee
$250
Ongoing Annual Value
−$115
First-Year Value Estimate
N/A
Net Value
−$365
Card type: BusinessForeign transaction fee: NoneCurrency: Cash Back
Plum

Plum

American Express
NOT OPEN TO APPLICATIONS
No new applications, and no product change into it either.
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Sign-up Bonus

N/A - Card is no longer available for new applicants
Am I eligible?

Earning Structure

1.5%All purchases when paid within 10 days of statement closing date1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for All purchases when paid within 10 days of statement closing date?

Benefits

Worth it for me?
Protections (5)
  • Travel Accident Insurance — up to $100,000 — Up to $100,000 accidental death and dismemberment coverage
  • Purchase Protection — up to $1,000 — Coverage against damage or theft for 90 days, up to $1,000 per occurrence, $50,000 per year
  • Extended Warranty — Extends warranty by up to 1 year
  • Return Protection — up to $300 — Return items within 90 days for a refund up to $300 per item if the merchant won't accept the return
  • Car Rental Insurance (secondary) — up to $50,000 — Up to $50,000 coverage for theft of or damage to eligible rental vehicles when you decline the rental company's CDW

Other Perks

  • No pre-set spending limit
  • No cost for additional employee cards
  • Global Assist Hotline: 24/7 access to medical, legal, financial or other select emergency coordination and assistance services when traveling 100+ miles from home
  • Premium Roadside Assistance (flat tire changes, battery jumpstarts, towing up to 10 miles)