Turkish Airlines Miles&Smiles Premier Visa Signature
First Electronic Bank$99 a yearVisa SignatureNo foreign transaction feeIssuer's page
A fair time to apply if the card fits how you spend.
Already have it? Keep it if what you use each year covers the fee.
Welcome bonus
40,000miles
- 25,000 after $2,000 in the first 90 days
- 15,000 more after $8,000 total in the first 12 months
Family Rules, 1 per 60 Days and 1 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus40,000 points at 1.3¢ | $520 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$67 |
| Annual fee | −$99 |
| Meeting the $8,000 spendearns 1.3% here vs 2% on Double Cash | −$56 |
| First year | $432 |
| Each year after | +$118 |
Not counted in the first year: other benefits and protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 2X | Grocery Stores | 2.6% |
| 2X | Dining | 2.6% |
| 2X | Hotels | 2.6% |
| 2X | Entertainment | 2.6% |
| 1X | Everything else | 1.3% |
+ 1 more rate
| Rate | Category | Return |
|---|---|---|
| 3X | Turkish Airlines purchases | 3.9% |
Noteworthy perks
- Priority check-in and boarding on Turkish Airlines flights to and from the U.S. for the primary cardholder plus a spouse and/or children under 25 on the same PNR, or one non-family traveler on the same PNR; present the card and boarding pass
Personal card · Earns Turkish Airlines Miles&Smiles
Benefits
Lounge Access (1)
- Turkish Airlines Lounge (Unlimited)
Elite status (1)
- Turkish Airlines Miles&Smiles: Earn 125 Status Miles per $500 spent in a billing cycle (up to 5,000 Status Miles per calendar year)
Protections (5)
- Trip Cancellation/Interruption, Coverage for non-refundable tickets when trips cancelled for covered reasons
- Travel Accident Insurance, Coverage for accidental death or dismemberment while traveling on a common carrier
- Purchase Protection, 90 days coverage for damage or theft of purchases
- Extended Warranty, Extends manufacturer's warranty up to 1 additional year on warranties of 3 years or less
- Auto Rental Collision Damage Waiver (secondary), Coverage for collision damage or theft of rental car when declining rental company's coverage
Other Perks
- Priority check-in and boarding on Turkish Airlines flights to and from the U.S. for the primary cardholder plus a spouse and/or children under 25 on the same PNR, or one non-family traveler on the same PNR; present the card and boarding pass
- Visa Signature Concierge services available 24/7
- Visa Signature Rental Car Privileges with special savings
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from Miles&Smiles Premier to Turkish PremierOct 9, 2026
- changed from null to Miles&Smiles PremierOct 8, 2026
- changed from Up to 40K miles: 25K miles after $2K spend within 90 days of account opening + 15K miles after $6K spend in first year to Up to 40K miles: 25K miles after $2K spend within 90 days of account opening + 15K miles after an additional $6K spend (for a total of $8K) in the first 12 monthsOct 5, 2026
- changed from null to 2000Aug 13, 2026
- changed from null to 90Aug 13, 2026