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Card Economics
- Annual Fee
- $99
- Ongoing Annual Value
- $43
- First-Year Value Estimate
- $133
- Net Value
- −$56
Card type: PersonalForeign transaction fee: NoneCurrency: Turkish Airlines Miles&Smiles
Sign-up Bonus
Up to 40K miles: 25K miles after $2K spend within 90 days of account opening + 15K miles after $6K spend in first year
Am I eligible?Earning Structure
3XTurkish Airlines purchases3.9%
2XDining2.6%
2XEntertainment2.6%
2XGrocery Stores2.6%
2XHotels2.6%
1XAll other purchases1.3%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Lounge Access (1)
- Turkish Airlines Lounge (Unlimited)
Elite Status (1)
- Turkish Airlines Miles&Smiles: Earn 125 Status Miles per $500 spent in a billing cycle (up to 5,000 Status Miles per calendar year)
Protections (5)
- Trip Cancellation/Interruption — Coverage for non-refundable tickets when trips cancelled for covered reasons
- Travel Accident Insurance — Coverage for accidental death or dismemberment while traveling on a common carrier
- Purchase Protection — 90 days coverage for damage or theft of purchases
- Extended Warranty — Extends manufacturer's warranty up to 1 additional year on warranties of 3 years or less
- Auto Rental Collision Damage Waiver (secondary) — Coverage for collision damage or theft of rental car when declining rental company's coverage
Other Perks
- Priority check-in and boarding on Turkish Airlines flights to and from the U.S. for the primary cardholder plus a spouse and/or children under 25 on the same PNR, or one non-family traveler on the same PNR; present the card and boarding pass
- Visa Signature Concierge services available 24/7
- Visa Signature Rental Car Privileges with special savings