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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $197
- First-Year Value Estimate
- $624
- Net Value
- +$197
Card type: BusinessForeign transaction fee: 3%Currency: Cash Back
Sign-up Bonus
$750 cash back after $6K spend on the account owner's card in first 180 days
Am I eligible?Earning Structure
5%Car rentals booked through US Bank Travel Center5%
5%Hotels booked through US Bank Travel Center5%
3%Cell phone service providers3%
3%EV charging stations3%
3%Gas Stations3%
3%Office supply stores3%
3%Restaurants3%
1%All other purchases1%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Credits & Perks (1)
- Software: $100 (Annual)
An automatic statement credit of $100 per 12-month period will be applied to your Account within 1-2 statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify.
Protections (3)
- Purchase Protection — up to $10,000 — Covers theft or damage on eligible purchases for 90 days from date of purchase
- Extended Warranty — up to $10,000 — Doubles the original manufacturer's warranty up to 1 additional year on warranties of 3 years or less, up to $10,000 per claim
- Auto Rental Collision Damage Waiver (secondary) — up to $50,000 — Coverage for rental car damage or theft when entire rental paid with card and rental company CDW is declined
Other Perks
- Visa travel and emergency assistance services (24-hour)
- Employee cards at no additional cost
- U.S. Bank Spend Management platform for expense monitoring
- Real-Time Rewards: instant redemption via text messaging
- Reports to Dun & Bradstreet for business credit building