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Card Economics
Annual Fee
$0
Ongoing Annual Value
$75
First-Year Value Estimate
$195
Net Value
+$75
Card type: PersonalForeign transaction fee: 3%Currency: Wells Fargo Rewards
Active Cash

Active Cash

Wells Fargo
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Sign-up Bonus

$200 Cash Back after $500 spend in the first 3 months.
Am I eligible?

Earning Structure

2%All other purchases2%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for All other purchases?

Benefits

Protections (2)
  • Cellular Telephone Protection — up to $600 — Up to $600 per claim, $1,200 per year with $25 deductible. Excludes cosmetic damage.
  • Auto Rental Collision Damage Waiver (secondary) — up to $50,000 — Up to $50,000 for collision damage and theft. Secondary in US, primary internationally.

Other Perks

  • Visa Signature Concierge
  • Visa Signature Luxury Hotel Collection
  • Roadside Dispatch emergency assistance
  • Travel and Emergency Assistance Services