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Card Economics
- Annual Fee
- $99
- Ongoing Annual Value
- $114
- First-Year Value Estimate
- $177
- Net Value
- +$15
Card type: PersonalForeign transaction fee: NoneCurrency: One Key (Expedia, Hotels.com, VRBO)
Earning Structure
3XDining2.7%
3XExpedia, Hotels.com, Vrbo2.7%
3XGas Stations2.7%
3XGrocery Stores2.7%
2XAll other purchases1.8%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Credits & Perks (2)
- Global Entry/TSA PreCheck: $120 (Every 4 Years)
Covers application fee. Credit applies automatically when charged to card.
- OneKeyCash Anniversary Bonus: $100 (Annual Cardmember Year)
$100 in OneKeyCash on cardholder anniversary when you renew
Elite Status (2)
- One Key (Expedia Group): Gold
- One Key (Expedia Group): Platinum
Protections (4)
- Travel Accident Insurance — up to $1,000,000 — $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance
- Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per covered person per trip, $20,000 per account per 12-month period
- Auto Rental Collision Damage Waiver (primary) — up to $50,000 — Up to $50,000 for collision damage and theft (primary coverage, except NY residents)
- Cell Phone Protection — up to $1,000 — Up to $1,000 per claim, 2 claims per year ($2,000 max) with $25 deductible. Excludes cosmetic damage.
Other Perks
- One Key Price Drop Protection on select flights in Expedia app
- Mastercard Concierge: 24/7 personal concierge service
- Mastercard Travel and Lifestyle Services