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Card Economics
Annual Fee
$99
Ongoing Annual Value
$114
First-Year Value Estimate
$177
Net Value
+$15
Card type: PersonalForeign transaction fee: NoneCurrency: One Key (Expedia, Hotels.com, VRBO)

Sign-up Bonus

$350 OneKeyCash after $3K spend in first 3 months
Am I eligible?

Earning Structure

3XDining2.7%
3XExpedia, Hotels.com, Vrbo2.7%
3XGas Stations2.7%
3XGrocery Stores2.7%
2XAll other purchases1.8%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Benefits

Worth it for me?
Credits & Perks (2)
  • Global Entry/TSA PreCheck: $120 (Every 4 Years)

    Covers application fee. Credit applies automatically when charged to card.

  • OneKeyCash Anniversary Bonus: $100 (Annual Cardmember Year)

    $100 in OneKeyCash on cardholder anniversary when you renew

Elite Status (2)
  • One Key (Expedia Group): Gold
  • One Key (Expedia Group): Platinum
Protections (4)
  • Travel Accident Insurance — up to $1,000,000 — $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance
  • Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per covered person per trip, $20,000 per account per 12-month period
  • Auto Rental Collision Damage Waiver (primary) — up to $50,000 — Up to $50,000 for collision damage and theft (primary coverage, except NY residents)
  • Cell Phone Protection — up to $1,000 — Up to $1,000 per claim, 2 claims per year ($2,000 max) with $25 deductible. Excludes cosmetic damage.

Other Perks

  • One Key Price Drop Protection on select flights in Expedia app
  • Mastercard Concierge: 24/7 personal concierge service
  • Mastercard Travel and Lifestyle Services