World of Hyatt Business

Chase

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Sign-up Bonus

70K after $7K spend in the first 3 months

Am I eligible?

Earning Structure

4XHyatt purchases6%

4XMr & Mrs Smith purchases6%

2XFitness clubs and gym memberships3%

2XPeloton membership and equipment3%

2XTop 3 spend categories each quarter (auto-selected from: Dining, Flights booked directly with airlines, Car rentals, Transit, Gas Stations, Internet/cable/phone services, Social media and search engine advertising, Shipping)3%

1XAll other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Hyatt purchases?Is this the best card for Mr & Mrs Smith purchases?Is this the best card for Fitness clubs and gym memberships?

Benefits

Worth it for me?

Credits & Perks (3)

Hyatt: $50 (Annual Cardmember Year)
Spend $50 or more at any Hyatt property and earn a $50 statement credit, up to two times each anniversary year
Instacart: $10 (Monthly)
Monthly credit on Instacart orders with active Instacart+ membership (enroll by 12/31/27)
DoorDash Grocery/Retail (non-restaurant): $10 (Quarterly)
Quarterly credit on non-restaurant DoorDash orders with DashPass (activation required, through 12/31/27)

Elite Status (3)

World of Hyatt: Discoverist
World of Hyatt: Discoverist
World of Hyatt: 5 tier-qualifying night credits for every $10K spent in a calendar year

Protections (7)

Travel Accident Insurance — up to $500,000 — Up to $500,000 for death/dismemberment on common carrier
Trip Cancellation/Interruption — up to $1,500 — Up to $1,500 per covered traveler, $6,000 per trip for pre-paid, non-refundable passenger fares
Trip Delay — up to $500 — Up to $500 per ticket for delays over 12 hours or requiring overnight stay
Baggage Loss/Delay — up to $3,000 — Up to $3,000 per trip for lost/delayed baggage
Purchase Protection — up to $10,000 — 120 days coverage for theft/damage up to $10,000 per item
Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 1 year (max 3 years original, max 4 years total)
Auto Rental Collision Damage Waiver (primary) — up to $60,000 — Primary coverage for business rentals up to $60,000 for collision damage and theft; covers vehicles with MSRP up to $125,000

Other Perks

Complimentary Instacart+ membership for 3 months (enroll by 12/31/27)
Complimentary DoorDash DashPass for 12 months (enroll by 12/31/27)
10% back on redeemed points after $50K spend annually (up to 20K points back)
Hyatt Leverage program: up to 15% off standard room rates at participating Hyatt hotels
Employee cards at no additional cost
Award bookings up to 13 months in advance (one month before general members)