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Card Economics
- Annual Fee
- $149
- Ongoing Annual Value
- $259
- First-Year Value Estimate
- $80
- Net Value
- +$110
Card type: BusinessForeign transaction fee: NoneCurrency: Wyndham RewardsAU fee: $0
Terms depend on when this account was opened.
- Cardholders who had this card before 6/17/26 keep their original $95 annual fee, earning rates, and benefits unchanged.
The figures above are what a new applicant gets today.
Sign-up Bonus
45K points after $3K spend in first 90 days + 55K points after spending $500 at Wyndham properties in the first 180 days
Am I eligible?Earning Structure
10XSunoco gas purchases6.7%
8XHotels by Wyndham5.4%
5XAdvertising3.4%
5XGas Stations & EV Charging3.4%
5XMarketing3.4%
5XOffice Supply Stores3.4%
5XShipping3.4%
5XVacation Club3.4%
1XAll other purchases0.7%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Where this card ranks
What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.
Benefits
Worth it for me?Credits & Perks (2)
- Wholesale Club Credit: $65 (Annual Calendar Year)
$65 statement credit for wholesale membership club purchases (Costco, Sam's Club, BJ's)
- Software Credit: $50 (Annual Calendar Year)
$50 accounting software credit per year
Elite Status (2)
- Wyndham Rewards: Diamond
- National Emerald Club: Executive
Protections (2)
- Extended Warranty — up to $10,000 — Doubles manufacturer's warranty up to 1 additional year for warranties of 5 years or less, up to $10,000 per claim
- Cell Phone Protection — up to $600 — Up to $600 per claim, $1,000 per card per 12-month period, $50 deductible, max 2 claims per year; must pay monthly cell phone bill with card; covers theft and damage (not loss); excludes damage that doesn’t interfere with calls.
Other Perks
- 15K bonus points each anniversary
- 20% discount on free night awards
- Cardmember discount on paid stays
- 15% discount when purchasing points