Point Valuations
Value points using your own numbers
Miles starts every program at a suggested default value. You can override any of them, and Miles uses your number in every calculation.
Your valuations change the result
Points do not have a fixed value. The value of a World of Hyatt point, for example, depends on how you redeem it. Miles starts each major transferable currency, airline program, and hotel program at a suggested default. You can replace any default with your own value.
Miles uses your valuations to compare cards, decide whether to keep or cancel a card, and rank transfer options. If you raise your Hyatt valuation, Hyatt redemptions and transfer paths receive a higher calculated return.
Where the defaults come from
A point's value is a judgment, not a fact, so Miles does not present its defaults as the answer. Each one is a widely used published estimate that Miles carries in its dataset and revises when a program devalues or improves.
The defaults are there so Miles can compute a result before you have priced a point yourself. Miles does not overwrite a valuation you set, and you can reset any program to the current default.
Try asking
- What's 100,000 Amex Membership Rewards points actually worth?What are my point valuations?
- How do I calculate cents per point on a redemption?How do I know what my points are actually worth? Show me the current valuations for my programs.
- How should I think about points as a currency?Walk me through the valuations of the points I hold and how to set my own.
Where it lives
- In the app
- Point Valuations
- Ask Miles
- “What are my point valuations?”
- Over MCP
- get_valuations, set_valuation, reset_valuation
Requires an account: a trial session can look this up but cannot save changes.
Checked Aug 11, 2026
More in the FAQ.