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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $244
- First-Year Value Estimate
- $135
- Net Value
- +$244
Card type: PersonalForeign transaction fee: NoneCurrency: Cash Back
Earning Structure
5% backAmazon purchases5%
5% backTravel booked through Chase Travel5%
5% backWhole Foods5%
2% backTransit2%
2% backUS Dining2%
2% backUS Gas Stations2%
1% backAll other purchases1%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Protections (6)
- Travel Accident Insurance — up to $500,000 — Up to $500,000 for accidental death or dismemberment on common carrier
- Lost Luggage — up to $3,000 — Up to $3,000 per covered traveler for lost/damaged baggage
- Baggage Delay — up to $300 — Up to $100 per day for 3 days for essentials when baggage delayed 6+ hours
- Purchase Protection — up to $500 — 120 days coverage for theft/damage up to $500 per item
- Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 1 year (max 3 years original)
- Auto Rental Collision Damage Waiver (secondary) — Secondary coverage up to $50,000