Amazon Prime Visa
ChaseNo annual feeVisa TraditionalNo foreign transaction feeIssuer's page
Wait for a bigger offer if you can: a higher one ran recently.
Already have it? Keep it.
Welcome bonus
$150
Lower than the $250 offer we last recorded in February 2026.
5/24 Rule, 24 Month Rule and 4 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus$150 cash | $150 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$120 |
| Annual fee | $0 |
| First year | $270 |
| Each year after | +$250 |
Not counted in the first year: protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 5% | Amazon purchases | 5% |
| 5% | Whole Foods | 5% |
| 2% | Dining | 2% |
| 2% | Gas Stations | 2% |
| 1% | Everything else | 1% |
+ 2 more rates
| Rate | Category | Return |
|---|---|---|
| 5% | Travel booked through Chase Travel | 5% |
| 2% | Transit | 2% |
Personal card · Earns Cash Back
Benefits
Protections (6)
- Travel Accident Insurance, up to $500,000, Up to $500,000 for accidental death or dismemberment on common carrier
- Lost Luggage, up to $3,000, Up to $3,000 per covered traveler for lost/damaged baggage
- Baggage Delay, up to $300, Up to $100 per day for 3 days for essentials when baggage delayed 6+ hours
- Purchase Protection, up to $500, 120 days coverage for theft/damage up to $500 per item
- Extended Warranty, up to $10,000, Extends manufacturer's warranty by 1 year (max 3 years original)
- Auto Rental Collision Damage Waiver (secondary), Secondary coverage up to $50,000
The Amazon family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Amazon PrimeOct 8, 2026
- changed from null to 0Aug 13, 2026
- changed from null to Family id: amazon; Family name: Amazon; Tier: 2; Tier name: Prime Visa; Is top tier: true; Can upgrade: false; Can downgrade: true; Siblings: Slug: amazon-visa-card; Tier: 1; Tier name: VisaAug 3, 2026