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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $130
- First-Year Value Estimate
- $135
- Net Value
- +$130
Card type: PersonalForeign transaction fee: NoneCurrency: Cash Back
Sign-up Bonus
$150 Amazon gift card upon approval. Terms apply. Log in to your Amazon account to see what offer you qualify for. Note that you may be offered the Amazon Prime Visa if you are a Prime member.
Am I eligible?Earning Structure
3%Amazon purchases3%
3%Travel booked through Chase Travel3%
3%Whole Foods3%
2%Dining2%
2%Gas Stations2%
2%Transit2%
1%All other purchases1%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Protections (6)
- Travel Accident Insurance — up to $500,000 — Coverage up to $500,000 for accidental death or dismemberment during travel
- Lost Luggage Reimbursement — up to $3,000 — Reimbursement up to $3,000 per traveler for lost or damaged luggage
- Baggage Delay — up to $300 — Up to $100 per day for 3 days for essentials when baggage delayed 6+ hours
- Purchase Protection — up to $500 — Coverage against damage or theft for 120 days from purchase date
- Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 1 year (max 3 years original)
- Auto Rental Collision Damage Waiver (secondary) — Secondary coverage up to $50,000
Other Perks
- Earn, view, and redeem rewards daily (not just monthly)
- No minimum rewards balance to redeem
- Redeem for cash back, gift cards, and travel at Chase.com
- If you become Prime member, card automatically upgrades to Prime Visa (5% back) - no hard pull or new account
- Interest-free equal monthly payments on purchases $50+ through Amazon Pay
