Amazon Visa
ChaseNo annual feeVisa SignatureNo foreign transaction feeIssuer's page
A fair time to apply if the card fits how you spend.
Already have it? Keep it.
Welcome bonus
$150
5/24 Rule, 24 Month Rule and 4 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus$150 cash | $150 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$40 |
| Annual fee | $0 |
| First year | $190 |
| Each year after | +$170 |
Not counted in the first year: protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 3% | Amazon purchases | 3% |
| 3% | Whole Foods | 3% |
| 2% | Dining | 2% |
| 2% | Gas Stations | 2% |
| 1% | Everything else | 1% |
+ 2 more rates
| Rate | Category | Return |
|---|---|---|
| 3% | Travel booked through Chase Travel | 3% |
| 2% | Transit | 2% |
Personal card · Earns Cash Back
Benefits
Protections (6)
- Travel Accident Insurance, up to $500,000, Coverage up to $500,000 for accidental death or dismemberment during travel
- Lost Luggage Reimbursement, up to $3,000, Reimbursement up to $3,000 per traveler for lost or damaged luggage
- Baggage Delay, up to $300, Up to $100 per day for 3 days for essentials when baggage delayed 6+ hours
- Purchase Protection, up to $500, Coverage against damage or theft for 120 days from purchase date
- Extended Warranty, up to $10,000, Extends manufacturer's warranty by 1 year (max 3 years original)
- Auto Rental Collision Damage Waiver (secondary), Secondary coverage up to $50,000
Other Perks
- Earn, view, and redeem rewards daily (not just monthly)
- No minimum rewards balance to redeem
- Redeem for cash back, gift cards, and travel at Chase.com
- If you become Prime member, card automatically upgrades to Prime Visa (5% back) - no hard pull or new account
- Interest-free equal monthly payments on purchases $50+ through Amazon Pay
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Amazon CardOct 8, 2026
- changed from null to 0Aug 13, 2026
- changed from null to Family id: amazon; Family name: Amazon; Tier: 1; Tier name: Visa; Is top tier: false; Can upgrade: true; Can downgrade: false; Siblings: Slug: amazon-prime-visa-card; Tier: 2; Tier name: Prime VisaAug 3, 2026
- changed from up to $100 Amazon Gift Card instantly upon approval to $150 Amazon gift card upon approval. Terms apply. Log in to your Amazon account to see what offer you qualify for. Note that you may be offered the Amazon Prime Visa if you are a Prime member.Jul 28, 2026