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Card Economics
Annual Fee
$0
Ongoing Annual Value
$114
First-Year Value Estimate
$284
Net Value
+$114
Card type: PersonalForeign transaction fee: NoneCurrency: Citi ThankYou Rewards

Sign-up Bonus

$200 statement credit after $1K spend in the first 3 months
Am I eligible?

Earning Structure

3XGas & EV charging stations4.5%
2XAT&T products & services3%
2XGrocery stores3%
1XAll other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Where this card ranks

What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.

Benefits

Credits & Perks (1)
  • Monthly Spend Statement Credit: $20 (Monthly)

    Statement credit after spending $1,000 or more on purchases in a billing cycle.

Other Perks

  • $10 monthly discount per wireless line when the card is used to pay the AT&T bill.
  • $10 monthly discount on eligible AT&T internet when enrolled in AT&T AutoPay and paperless billing.