Best credit cards for gas
Ranked by what each card returns on gas alone, using Miles' default point valuations. The right card for you depends on the rest of your wallet: a high gas rate is worth less than it looks if you would never use the rest of the card.
Ask Miles which of these fits your walletTied best:Gas
Freedom Flex
5X cashback5% return
No annual fee
capped at $1,500/quarter, then 1X · Up to $1.5K/qtr
Business Gold earns more — but only on a rate you have to opt into or qualify for each cycle. It is first in the table below, with the condition attached.
The rest
| Card | Rate | Return | Annual fee |
|---|---|---|---|
| Business GoldBusiness 4X American Express Membership Rewards capped at $150,000/year, then 1X · 4X only if gas is one of your top 2 spending categories this billing cycle | 4X American Express Membership Rewards | 6% | $375 |
| Bilt Palladium 2X Bilt Rewards + 4% Bilt Cash | 2X Bilt Rewards + 4% Bilt Cash | 4.7% | $495 |
| Sapphire Preferred 3X Chase Ultimate Rewards | 3X Chase Ultimate Rewards | 4.5% | $95 |
| Strata Premier 3X Citi ThankYou Rewards | 3X Citi ThankYou Rewards | 4.5% | $95 |
| Autograph 3X Wells Fargo Rewards | 3X Wells Fargo Rewards | 4.2% | $0 |
| Costco Anywhere Business VisaBusiness 4% Cash Back capped at $7,000/year, then 1% | 4% Cash Back | 4% | $0 |
| Costco Anywhere Visa 4% Cash Back capped at $7,000/year, then 1% | 4% Cash Back | 4% | $0 |
| Altitude Connect Visa Signature 4X US Bank Altitude Points Up to $1K/qtr | 4X US Bank Altitude Points | 4% | $0 |
| Wyndham Rewards Earner BusinessBusiness 5X Wyndham Rewards | 5X Wyndham Rewards | 3.35% | $149 |
| Bilt Blue 1X Bilt Rewards + 4% Bilt Cash | 1X Bilt Rewards + 4% Bilt Cash | 3.15% | $0 |
| Bilt Obsidian 1X Bilt Rewards + 4% Bilt Cash | 1X Bilt Rewards + 4% Bilt Cash | 3.15% | $95 |
| AT&T Points Plus 3X cashback | 3X cashback | 3% | $0 |
| Alaska Atmos Rewards Ascent Visa Signature 2X Alaska Atmos Rewards | 2X Alaska Atmos Rewards | 3% | $95 |
Showing the top 15 of 115 cards that earn above 1.5% on gas. Browse them all →