Best credit cards for gas

Ranked by what each card returns on gas alone, using Miles' default point valuations. The right card for you depends on the rest of your wallet: a high gas rate is worth less than it looks if you would never use the rest of the card.

Tied best:Gas

Sapphire Preferred

3X Chase Ultimate Rewards4.5% return
$95 annual fee
Tied best:Gas

Strata Premier

3X Citi ThankYou Rewards4.5% return
$95 annual fee

Business Gold earns more, but only on a rate you have to opt into or qualify for each cycle. It is first in the table below, with the condition attached.

The rest

Return is the card's bonus rate on this category priced at Miles' default valuation of the points it earns, with a second currency earned on the same swipe added in; a cash-back percentage is already a return. Computed by the same optimizer chat uses, before the annual fee and any cap. A rate you have to opt into or qualify for each cycle carries that condition under its name.
CardReturnFee
Business GoldBusiness4X American Express Membership Rewards
capped at $150,000/year, then 1X · 4X only if gas is one of your top 2 spending categories this billing cycle
6%$375
Autograph3X Wells Fargo Rewards4.2%$0
Costco Anywhere Business VisaBusiness4% Cash Back
capped at $7,000/year, then 1%
4%$0
Costco Anywhere Visa4% Cash Back
capped at $7,000/year, then 1%
4%$0
Premier3X HSBC Rewards Points3.75%$95
Altitude Connect Visa Signature4X US Bank Altitude Points
capped at $1,000/quarter, then 1X · Up to $1K/qtr
3.2%$0
Bilt Palladium2X Bilt Rewards3.1%$495
AT&T Points Plus3X cashback3%$0
Alaska Atmos Rewards Ascent Visa Signature2X Alaska Atmos Rewards3%$95
Alaska Atmos Rewards Visa BusinessBusiness2X Alaska Atmos Rewards3%$95
Blue Cash Everyday3% Cash Back
capped at $6,000/year, then 1% · Up to $6K/yr
3%$0
Blue Cash Preferred3% Cash Back3%$95
Booking.com Genius Rewards3% Booking.com Travel Credits3%$0

Showing the top 15 of 111 cards that return above 1.5% on gas. 55 of them earn a gas bonus. Browse them all →