Back to Credit Cards
Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $187
- First-Year Value Estimate
- $179
- Net Value
- +$187
Card type: PersonalForeign transaction fee: NoneCurrency: US Bank Altitude Points
Sign-up Bonus
20K points (worth $200 as a deposit into eligible account or towards travel) after $1K spend in the first 90 days
Am I eligible?Earning Structure
5XPrepaid car rentals booked through US Bank Travel Center5%
5XPrepaid hotels booked through US Bank Travel Center5%
4XGas Stations and EV charging (first $1,000 per quarter)4%
4XTravel (airlines, hotels, car rentals, taxis, trains, cruises)4%
2XDining2%
2XGrocery Stores2%
2XStreaming services2%
1XAll other purchases1%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Where this card ranks
- Listed among 115 cards for gas4.0%
- Listed among 93 cards for travel4.0%
- Listed among 102 cards for hotels4.0%
What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.
Benefits
Credits & Perks (1)
- Global Entry/TSA PreCheck: $100 (Every 4 Years)
Covers application fee. Credit applies automatically when charged to card.
Lounge Access (1)
- Priority Pass Select (4 visits/year) — paid guests allowed
Protections (3)
- Travel Accident Insurance — up to $500,000 — Up to $500,000 for accidental death or dismemberment when traveling on a common carrier and entire fare is charged to card.
- Trip Cancellation/Interruption — up to $2,000 — Up to $2,000 per person per trip for non-refundable common carrier fares when trip is cancelled or interrupted for a covered reason.
- Trip Delay — up to $300 — Up to $300 per ticket for reasonable expenses when trip is delayed for more than 12 hours, including meals and lodging.
Other Perks
- Complimentary 5GB/15-day international roaming plan monthly in 175+ countries via GigSky (redeemable through November 30, 2026)
