Best credit cards for hotels

Ranked by what each card returns on hotels alone, using Miles' default point valuations. The right card for you depends on the rest of your wallet: a high hotels rate is worth less than it looks if you would never use the rest of the card.

Tied best:Hotels

Autograph Journey

5X Wells Fargo Rewards7% return
$95 annual fee
5X Wells Fargo Rewards7% return
$95 annual fee

The rest

Return is the card's bonus rate on this category priced at Miles' default valuation of the points it earns, with a second currency earned on the same swipe added in; a cash-back percentage is already a return. Computed by the same optimizer chat uses, before the annual fee and any cap. A rate you have to opt into or qualify for each cycle carries that condition under its name.
CardReturnFee
Sapphire Reserve4X Chase Ultimate Rewards6%$795
Sapphire Reserve for BusinessBusiness4X Chase Ultimate Rewards6%$795
Amtrak Guest Rewards Preferred Mastercard2X Amtrak Guest Rewards5.12%$99
Ink Business PreferredBusiness3X Chase Ultimate Rewards
capped at $150,000/year, then 1X · Up to $150K/yr
4.5%$95
Strata Premier3X Citi ThankYou Rewards4.5%$95
Aeroplan Card3X Air Canada Aeroplan4.2%$195
Autograph3X Wells Fargo Rewards4.2%$0
IHG One Rewards Premier Select6X IHG One Rewards3.54%$350
Delta SkyMiles Platinum3X Delta SkyMiles3.3%$350
Delta SkyMiles Platinum BusinessBusiness3X Delta SkyMiles3.3%$350
Altitude Connect Visa Signature4X US Bank Altitude Points3.2%$0
Bilt Obsidian2X Bilt Rewards3.1%$95
Bilt Palladium2X Bilt Rewards3.1%$495

Showing the top 15 of 99 cards that return above 1.5% on hotels. 45 of them earn a hotels bonus. Browse them all →