Ink Business Preferred

Sign-up Bonus

100K after $8K spend in the first 3 months

5XLyft (through 9/30/2027)7.5%

3XCable (up to $150K per year)4.5%

3XInternet (up to $150K per year)4.5%

3XPhone services (up to $150K per year)4.5%

3XShipping (up to $150K per year)4.5%

3XSocial media and search engine advertising (up to $150K per year)4.5%

3XTravel (up to $150K per year)4.5%

1XAll other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.

Protections (9)

Travel Accident Insurance — up to $500,000 — Up to $500,000 for death/dismemberment on common carrier
Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per person and $10,000 per trip for non-refundable trip costs
Trip Delay — up to $500 — Up to $500 per ticket for delays over 12 hours or overnight
Lost Luggage — up to $3,000 — Up to $3,000 per passenger for lost baggage
Baggage Delay — up to $500 — Up to $100 per day for 5 days ($500 max) when baggage delayed 6+ hours
Purchase Protection — up to $10,000 — 120 days coverage for theft/damage/involuntary parting
Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 1 year (max 3 years original)
Auto Rental Collision Damage Waiver (primary) — up to $60,000 — Primary coverage up to $60,000 for rental car damage/theft (secondary for NY residents with personal auto insurance)
Cell Phone Protection — up to $1,000 — Up to $1,000 per claim for cell phone damage or theft when bill paid with card, max 3 claims per 12 months. Excludes damage that doesn’t interfere with calls.

Points worth up to 75% more when redeemed for travel with Points Boosts
Complimentary DashPass by DoorDash (12+ months) with $10/month off one non-restaurant DoorDash order (activate by 12/31/2027)