Ink Business Cash

Sign-up Bonus

$1K (*awarded as 100,000 points) after $8k spend in the first 4 months

5XCable7.5%

5XInternet7.5%

5XLyft (through 9/30/2027)7.5%

5XOffice supply stores7.5%

5XPhone services7.5%

2XDining3%

2XGas Stations3%

1XAll other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Credits & Perks (1)

Protections (6)

Travel Accident Insurance — up to $500,000 — Up to $500,000 for Common Carrier Travel Accident and $100,000 for 24-Hour Travel Accident per covered traveler
Lost Luggage — up to $3,000 — Up to $3,000 per covered traveler per trip for lost, damaged, or stolen baggage. Sub-limit of $500 for jewelry, watches, cameras, and other electronic equipment.
Baggage Delay — up to $300 — Up to $100 per day for 3 days ($300 max) when baggage delayed 6+ hours
Purchase Protection — up to $10,000 — 120 days coverage for theft/damage/involuntary parting
Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 1 year (max 3 years original). Up to $10,000 per item, $50,000 per account.
Auto Rental Collision Damage Waiver (primary) — up to $60,000 — Primary coverage up to $60,000 for rental car damage/theft (secondary for NY residents with personal auto insurance)