Best credit cards for flights

Ranked by what each card returns on flights alone, using Miles' default point valuations. The right card for you depends on the rest of your wallet: a high flights rate is worth less than it looks if you would never use the rest of the card.

Tied best:Airlines

Amex Platinum

5X American Express Membership Rewards7.5% return
$895 annual fee
capped at $500,000/year, then 1X
5X American Express Membership Rewards7.5% return
$895 annual fee
capped at $500,000/year, then 1X · Up to $500K/yr
Tied best:Airlines

Platinum Card for Schwab

5X American Express Membership Rewards7.5% return
$895 annual fee
capped at $500,000/year, then 1X · Up to $500K/yr

The rest

Return is the card's bonus rate on this category priced at Miles' default valuation of the points it earns, with a second currency earned on the same swipe added in; a cash-back percentage is already a return. Computed by the same optimizer chat uses, before the annual fee and any cap. A rate you have to opt into or qualify for each cycle carries that condition under its name.
CardReturnFee
Sapphire Reserve4X Chase Ultimate Rewards6%$795
Sapphire Reserve for BusinessBusiness4X Chase Ultimate Rewards6%$795
Autograph Journey4X Wells Fargo Rewards5.6%$95
Premier Autograph Visa Infinite4X Wells Fargo Rewards5.6%$95
Amtrak Guest Rewards Preferred Mastercard2X Amtrak Guest Rewards5.12%$99
Amex Gold3X American Express Membership Rewards4.5%$325
Ink Business PreferredBusiness3X Chase Ultimate Rewards
capped at $150,000/year, then 1X · Up to $150K/yr
4.5%$95
Strata Premier3X Citi ThankYou Rewards4.5%$95
Aeroplan Card3X Air Canada Aeroplan4.2%$195
Autograph3X Wells Fargo Rewards4.2%$0
IHG One Rewards Premier Select6X IHG One Rewards3.54%$350
Altitude Connect Visa Signature4X US Bank Altitude Points3.2%$0

Showing the top 15 of 91 cards that return above 1.5% on flights. 42 of them earn a flights bonus. Browse them all →