Booking.com Genius Rewards
First Electronic BankNo annual feeVisa SignatureNo foreign transaction feeIssuer's page
A fair time to apply if the card fits how you spend.
Already have it? Keep it.
Welcome bonus
$150
after $1,500 in purchases in the first 3 months
Family Rules, 1 per 60 Days and 1 more. Am I eligible?
A typical spender, at Miles' point values; a gated item counts only if its condition is met.
| First-year value | Amount |
|---|---|
| Welcome bonus$150 cash | $150 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$120 |
| Annual Spend BonusRequires $15,000/year in spend | +$100 |
| Annual fee | $0 |
| Meeting the $1,500 minimumearns 2% here, the same as Double Cash | $0 |
| First year | $370 |
| Each year after | +$295 |
Not counted in the first year: status (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 3% | Grocery Stores | 3% |
| 3% | Dining | 3% |
| 3% | Gas stations and EV charging stations | 3% |
| 6% | Stays booked in the Booking.com app | 6% |
| 2% | Everything else | 2% |
+ 2 more rates
| Rate | Category | Return |
|---|---|---|
| 5% | Other travel booked through Booking.com | 5% |
| 3% | Purchases during stays booked through Booking.com | 3% |
Noteworthy perks
- Annual Spend BonusRequires $15,000/year in spend$100 a year
- Booking.com Genius Level 3
Personal card · Earns Booking.com Travel Credits
Where this card ranks
What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.
Benefits
Credits & Perks (1)
- Annual Spend Bonus: $100 (Annual Cardmember Year)
$100 in bonus Travel Credits each year after spending $15,000 or more on the card.
Elite status (1)
- Booking.com Genius: Level 3
Other Perks
- Travel Credits redeem 1:1 against Booking.com reservations, with no blackout dates or minimum redemption
- Travel Credits expire two years after they are earned
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Booking.com GeniusOct 8, 2026
- changed from null to 1500Aug 13, 2026
- changed from null to 90Aug 13, 2026
- changed from $150 in Travel Credits after $1.5K spend in the first 90 days to $150 in Booking.com credits after spending $1.5K in the first 90 daysAug 3, 2026
- addedAug 3, 2026