Card Economics

Annual Fee: $0
Ongoing Annual Value: $299
First-Year Value Estimate: $284
Net Value: +$299

Card type: PersonalForeign transaction fee: 3%Currency: Citi ThankYou RewardsAU fee: $0

Strata

Citi

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Sign-up Bonus

20K points after $1K spend in the first 3 months

Am I eligible?

Earning Structure

5XAttractions booked through Citi Travel7.5%

5XCar rentals booked through Citi Travel7.5%

5XHotels booked through Citi Travel7.5%

3XEV charging4.5%

3XGas Stations4.5%

3XGrocery Stores4.5%

3XSelf-select category (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores)4.5%

3XTransit4.5%

2XDining3%

1XAll other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Attractions booked through Citi Travel?Is this the best card for Car rentals booked through Citi Travel?Is this the best card for Hotels booked through Citi Travel?

Where this card ranks

What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.

Benefits

Credits & Perks (1)

Lyft: $5 (Monthly)
World Elite Mastercard benefit. Earn $5 credit each month by taking three eligible rides paid with your card

Other Perks

Citi Entertainment presale access to exclusive events
Complimentary FICO Score access