Costco Anywhere Business Visa
CitiNo annual feeVisa SignatureNo foreign transaction feeIssuer's page
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No current offer
Earning
| Rate | Category | Return |
|---|---|---|
| 3% | Dining | 3% |
| 4% | Other gas and EV charging | 4% |
| 5% | Gas at Costco warehouses | 5% |
| 3% | Travelairfare, hotels, car rentals, travel agencies, cruise lines, Costco Travel | 3% |
| 1% | Everything else | 1% |
+ 1 more rate
| Rate | Category | Return |
|---|---|---|
| 2% | All other Costco and Costco.com purchases | 2% |
Business card · Earns Cash Back
Where this card ranks
What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.
Benefits
Protections (3)
- Travel Accident Insurance, up to $250,000, Up to $250,000 coverage for accidental death or dismemberment during common carrier travel when fare paid with card
- Purchase Protection, up to $1,000, Coverage against damage or theft for 120 days from purchase (90 days for NY residents)
- Auto Rental Collision Damage Waiver (secondary), up to $50,000, Up to $50,000 toward repair or cash value of rental car. Max 31 days. Must decline rental company CDW. Secondary in US, primary outside US.
Other Perks
- Cash back is provided annually with the February billing statement as a rewards coupon redeemable for cash or merchandise at Costco
- No annual fee with paid Costco membership
- Requires active Costco membership
- Citi Entertainment presale access to exclusive events
- Roadside Assistance dispatch service (available in 50 states, DC, Puerto Rico, USVI)
- Visa Signature Concierge: 24/7 complimentary concierge service
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to credit_lineOct 11, 2026
- changed from null to Costco BusinessOct 8, 2026
- changed from null to Status: unknown; Sign up bonus snapshot: nullOct 4, 2026