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Card Economics
Annual Fee
$0
Ongoing Annual Value
$122
First-Year Value Estimate
−$32
Net Value
+$122
Card type: PersonalForeign transaction fee: NoneCurrency: Cash Back
Costco Anywhere Visa

Costco Anywhere Visa

Citi
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Earning Structure

5%Gas at Costco warehouses5%
4%Other gas and EV charging4%
3%Dining3%
3%Travel (airfare, hotels, car rentals, travel agencies, cruise lines, Costco Travel)3%
2%All other Costco and Costco.com purchases2%
1%All other purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Gas at Costco warehouses?Is this the best card for Other gas and EV charging?Is this the best card for Dining?

Where this card ranks

What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.

Benefits

Protections (3)
  • Travel Accident Insurance — up to $250,000 — Up to $250,000 coverage for accidental death or dismemberment during common carrier travel when fare paid with card
  • Purchase Protection — up to $1,000 — Coverage against damage or theft for 120 days from purchase (90 days for NY residents)
  • Auto Rental Collision Damage Waiver (secondary) — up to $50,000 — Up to $50,000 toward repair or cash value of rental car. Max 31 days. Must decline rental company CDW. Secondary in US, primary outside US.

Other Perks

  • Cash back is provided annually with the February billing statement as a rewards coupon redeemable for cash or merchandise at Costco
  • No annual fee with paid Costco membership
  • Requires active Costco membership
  • Citi Entertainment presale access to exclusive events
  • Roadside Assistance dispatch service (available in 50 states, DC, Puerto Rico, USVI)
  • Visa Signature Concierge: 24/7 complimentary concierge service