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Card Economics
- Annual Fee
- $95
- Ongoing Annual Value
- $185
- First-Year Value Estimate
- $1,065
- Net Value
- +$90
Card type: PersonalForeign transaction fee: NoneCurrency: Alaska Atmos Rewards
Sign-up Bonus
Limited-time online offer - Get 70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $2.5K or more on purchases within the first 90 days of opening your account.
Am I eligible?Earning Structure
3XAlaska and Hawaiian Airlines purchases4.5%
2XCable3%
2XEV charging3%
2XGas Stations3%
2XRideshare3%
2XSelect streaming services3%
2XTransit3%
1XAll other purchases1.5%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Where this card ranks
What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.
Benefits
Worth it for me?Elite Status (1)
- Alaska Atmos Rewards: Earn 1 status point per $3 spent (no annual cap)
Protections (8)
- Trip Cancellation/Interruption — up to $2,500 — Up to $2,500 per trip for nonrefundable passenger fares
- Trip Delay — up to $500 — Up to $500 for trips delayed more than 12 hours
- Baggage Delay — Up to $100 per day for up to 5 days when bags delayed 6+ hours
- Lost Luggage — Coverage for luggage and contents lost/stolen by common carrier
- Emergency Evacuation — up to $15,000 — Coverage for emergency medical evacuation costs up to $15,000. Repatriation of remains coverage up to $1,000.
- Purchase Protection — 90 days coverage for stolen or damaged eligible items
- Extended Warranty — Extends manufacturer's warranty up to 1 additional year
- Auto Rental Collision Damage Waiver (secondary) — Secondary coverage for collision damage and theft
Other Perks
- $99 Companion Fare ($99 fare + taxes/fees from $23) every account anniversary after $6K+ spend in prior year - valid for economy Alaska and Hawaiian flights in North America
- Free first checked bag for eligible primary cardholder, authorized user, or joint cardholder plus up to 6 companions on Alaska and Hawaiian flights; airfare must be paid by the primary cardholder with the Atmos card and the Atmos number must be on the reservation
- Priority boarding on Alaska and Hawaiian Airlines
- $100 off annual Alaska Lounge+ membership ($795/year) when purchased with the card
- 20% back as statement credit on Alaska and Hawaiian Airlines inflight purchases (food, beverages, Wi-Fi)
