Alaska Atmos Rewards Summit Visa Infinite
Bank of America$395 a yearVisa InfiniteNo foreign transaction feeIssuer's page
A fair time to apply if the card fits how you spend.
Already have it? A lower-fee card in the same family may suit you better.
Welcome bonus
100,000points
+ 25K-point Global Companion Award
after $6,000 in purchases in the first 3 months
2/3/4 Rule, 3/12 Rule and 2 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus100,000 points at 1.5¢ + 25K-point Global Companion Award at an estimated $128 | $1,628 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$90 |
| Global Entry/TSA PreCheckof $30 face value | +$21 |
| Annual fee | −$395 |
| Meeting the $6,000 minimumearns 1.5% here vs 2% on Double Cash | −$30 |
| First year | $1,314 |
| Each year after | +$325 |
Not counted in the first year: lounge access, anniversary certificates, other benefits and protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 3X | Dining | 4.5% |
| 3X | Alaska and Hawaiian Airlines purchases | 4.5% |
| 3X | All foreign purchasesincluding USD transactions processed outside the US | 4.5% |
| 1X | Everything else | 1.5% |
Noteworthy perks
- Alaska Atmos Rewards companion awardArrives on your card anniversary, after the first year
- Free first checked bag for eligible primary cardholder, authorized user, or joint cardholder plus up to 6 companions on Alaska and Hawaiian flights; airfare must be paid by the primary cardholder with the Atmos card and the Atmos number must be on the reservation
- Alaska Lounge Passes
- Global Entry/TSA PreCheck$30 a year
Personal card · Earns Alaska Atmos Rewards
Where this card ranks
What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.
Benefits
Credits & Perks (2)
- Global Entry/TSA PreCheck: $120 (Every 4 Years)
Covers application fee. Credit applies automatically when charged to card.
- Instant Travel Delay: $50 (Per Use)
For Alaska delays/cancellations of 2+ hours. No claims required - credit applied automatically.
Lounge Access (1)
- Alaska Lounge Passes (8 visits/year): paid guests allowed
Elite status (2)
- Alaska Atmos Rewards: 10K Atmos Rewards status points each cardmember year
- Alaska Atmos Rewards: Earn 1 status point for every $2 dollars spent
Protections (10)
- Travel Accident Insurance, up to $1,000,000, Provides up to $1,000,000 in accidental death or dismemberment insurance while traveling on a common carrier when the entire fare is charged to your card.
- Trip Cancellation/Interruption, up to $2,500, Up to $2,500 per trip for nonrefundable passenger fares. Pay for the entire fare with your card to be eligible for this benefit.
- Trip Delay, up to $500, Up to $500 for trips delayed more than 6 hours. Pay for a portion of the common carrier fare with your card to be eligible for this benefit.
- Baggage Delay, up to $500, Up to $100 per day for up to 5 days when bags delayed 6+ hours. Pay for any portion of your trip with your card to be eligible for this benefit.
- Lost Luggage, up to $3,000, Coverage for luggage and contents lost/stolen by common carrier up to $3,000 per person per trip. $2K per bag for NY residents. Pay for a portion of the covered trip with your card to be eligible for this benefit.
- Emergency Evacuation, up to $100,000, Coverage for emergency medical evacuation costs up to $100,000. Pay for a portion of your trip with your card to be eligible for this benefit.
- Purchase Protection, 90 days coverage for stolen or damaged eligible items
- Extended Warranty, Extends manufacturer's warranty up to 1 additional year
- Return Protection, up to $300, Up to $300 per item, $1,000 annually when retailer won't accept return
- Auto Rental Collision Damage Waiver (primary), Primary coverage for collision damage and theft up to $75K. Pay for the full cost on your card to be eligible for this benefit. Coverage is not available in Israel, Jamaica, the Republic of Ireland, Northern Ireland.
Other Perks
- Free first checked bag for eligible primary cardholder, authorized user, or joint cardholder plus up to 6 companions on Alaska and Hawaiian flights; airfare must be paid by the primary cardholder with the Atmos card and the Atmos number must be on the reservation
- Preferred boarding on Alaska and Hawaiian Airlines
- Annual 25K point Global Companion Award worth up to 25,000 points off a published award ticket when booking a companion (works across Alaska, Hawaiian, OneWorld, and partner airlines in any cabin)
- Annual 100K point Global Companion Award with $60K spend, worth up to 100,000 points off a published award ticket when booking a companion
- Atmos Rewards upgrade priority
- 8 Alaska inflight Wi-Fi passes annually (2 per quarter, cardholder must be traveling)
- Up to 2 complimentary signature cocktails per Alaska Lounge visit (through 2026)
- Partner award booking fee waiver ($12.50 per segment)
- Free Atmos Rewards points sharing with up to 10 accounts
- Same-day flight change fee waiver on Alaska flights
- 10% bonus on earned points with eligible Bank of America deposit account
- 20% rebate on in-flight food, beverage, and Wi-Fi purchases
The Alaska Atmos Rewards family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from 80K bonus points and a 25K-point Global Companion Award with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account. to Get 100K bonus points and a 25K-point Global Companion Award with this offer. To qualify, spend $6K or more on purchases within the first 90 days of opening your account.Oct 21, 2026
- changed from 4000 to 6000Oct 21, 2026
- changed from Earn 70,000 bonus points and a 25,000-point Global Companion Award after spending $3,000 or more on purchases within the first 90 days of opening your account. to 80K bonus points and a 25K-point Global Companion Award with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.Oct 10, 2026
- changed from 3000 to 4000Oct 10, 2026
- changed from Limited-time online offer - Get 80K bonus points and a 25K-point Global Companion Award with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account. to Earn 70,000 bonus points and a 25,000-point Global Companion Award after spending $3,000 or more on purchases within the first 90 days of opening your account.Oct 9, 2026
- changed from 4000 to 3000Oct 9, 2026
- changed from null to Alaska SummitOct 8, 2026
- changed from 80K points + 25K global companion award after $4K spend in the first 90 days to Limited-time online offer - Get 80K bonus points and a 25K-point Global Companion Award with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.Aug 15, 2026
- changed from null to 4000Aug 13, 2026
- changed from null to 90Aug 13, 2026
- changed from 100K points + 25K global companion award after $6K spend in the first 90 days to 80K points + 25K global companion award after $4K spend in the first 90 daysAug 11, 2026