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Card Economics
Annual Fee
$95
Ongoing Annual Value
$279
First-Year Value Estimate
−$60
Net Value
+$184
Card type: PersonalForeign transaction fee: 2.7%Currency: Cash Back
Blue Cash Preferred

Blue Cash Preferred

American Express
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Sign-up Bonus

As High As $300 Cash Back. Find Out Your Offer. You may be eligible for up to $300 in cash back after spending $3K on your new Card in the first 6 months. Welcome offers vary, and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply Rates & Fees, $0 introductory annual fee for the first year, then $95
Am I eligible?

Earning Structure

6%Select US streaming services6%
6%US Grocery Stores (up to $6K per year, then 1%)6%
3%Rideshare3%
3%Transit3%
3%US Gas Stations3%
1%All other purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Select US streaming services?Is this the best card for US Grocery Stores (up to $6K per year, then 1%)?Is this the best card for Rideshare?

Where this card ranks

What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.

Benefits

Worth it for me?
Credits & Perks (1)
  • Disney Streaming: $10 (Monthly)

    Enrollment required. Earn up to $10 back per month after purchasing a subscription on DisneyPlus.com, Hulu.com, or Plus.espn.com. Monthly billing required.

Protections (4)
  • Purchase Protection — up to $1,000 — 90 days coverage for theft or accidental damage, up to $1,000 per item and $50,000 per calendar year. Limited to $500 per natural disaster event.
  • Extended Warranty — up to $10,000 — Extends original manufacturer warranty by up to 1 year on warranties of 5 years or less. Up to $10,000 per item, $50,000 per calendar year.
  • Return Protection — up to $300 — Up to $300 per item for eligible items the merchant won't take back, within 90 days of purchase. Up to $1,000 per calendar year.
  • Car Rental Insurance (secondary) — up to $50,000 — Secondary coverage for rental car damage or theft, up to $50,000. Covers rentals up to 30 consecutive days.

Other Perks

  • Global Assist Hotline: access to medical, legal, financial, and emergency services when traveling 100+ miles from home

The Blue Cash family