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Blue Cash Everyday vs Blue Cash Preferred

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Economics

Dollar figures are per year unless the row says otherwise. Ongoing annual value is Miles' estimate of what the card adds per year after its annual fee: statement credits discounted for realistic use, benefits, and earning above a strong flat-rate card on a typical spending profile. First-year value is a separate net figure that includes the welcome bonus. A welcome bonus shown at its advertised maximum may not be available to every applicant; that figure is not marked as stronger. ★ marks the stronger comparable figure on other rows, and no row is marked when either figure is unknown.
Figure
Blue Cash Everyday
Blue Cash Everyday
American Express
Blue Cash Preferred
Blue Cash Preferred
American Express
Annual fee
Best: $0
$95/yr less
$95
Ongoing annual value, after fee$149
Best: $323
$174/yr more
First-year value$264
At the advertised maximum
$563
At the advertised maximum
Authorized user fee—Unknown—Unknown

Sign-up Bonus

The current welcome offer as recorded in the dataset. No winner is marked: a bonus is points times a valuation times a spend requirement you may or may not clear, and the first-year value above already prices it.
Offer
Blue Cash Everyday
Blue Cash Everyday
American Express
Blue Cash Preferred
Blue Cash Preferred
American Express
Current offerYou may be eligible for as high as $200 cash back after spending $2k in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.As High As $300 Cash Back. Find Out Your Offer. You may be eligible for up to $300 in cash back after spending $3K on your new Card in the first 6 months. Welcome offers vary, and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply, $0 introductory annual fee for the first year, then $95

Earning

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. ★ marks the higher return on a row. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.
Category
Blue Cash Everyday
Blue Cash Everyday
American Express
Blue Cash Preferred
Blue Cash Preferred
American Express
Select US streaming services—Unknown
Best: 6%
Rideshare—Unknown
Best: 3%
Transit—Unknown
Best: 3%
US Gas Stations—Unknown
Best: 3%
US Gas Stations (up to $6K per year, then 1%)
Best: 3%
—Unknown
US Grocery Stores (up to $6K per year, then 1%)3%
Best: 6%
US Online Retail Purchases (up to $6K per year, then 1%)
Best: 3%
—Unknown

Benefits

Statement credits, lounge access and elite status as listed in the dataset; protections are counted, not listed. No winner is marked: twelve small credits are not more than two large ones, and the row that prices them, ongoing annual value, is under Economics.
Benefit
Blue Cash Everyday
Blue Cash Everyday
American Express
Blue Cash Preferred
Blue Cash Preferred
American Express
Statement credits
  • Disney Bundle: $7 (Monthly)
  • Disney Streaming: $10 (Monthly)
Lounge access—Unknown—Unknown
Elite status—Unknown—Unknown
Protections24
The same on both cards (6)
Rows where both cards state the same figure or the same earning rate. Nothing is marked, because there is no stronger side.
FactBlue Cash EverydayBlue Cash Preferred
Foreign transaction fee2.7%2.7%
IssuerAmerican ExpressAmerican Express
Rewards currencyCash BackCash Back
Card typePersonalPersonal
NetworkAmerican ExpressAmerican Express
All other purchases1%1%
Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get
American Express Blue Cash Everyday vs American Express Blue Cash Preferred • Miles