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Blue Cash Everyday vs Blue Cash Preferred
Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.
Economics
| Figure | Blue Cash Everyday American Express | Blue Cash Preferred American Express |
|---|---|---|
| Annual fee | Best: $0 $95/yr less | $95 |
| Ongoing annual value, after fee | $149 | Best: $323 $174/yr more |
| First-year value | $264 At the advertised maximum | $563 At the advertised maximum |
| Authorized user fee | —Unknown | —Unknown |
Sign-up Bonus
| Offer | Blue Cash Everyday American Express | Blue Cash Preferred American Express |
|---|---|---|
| Current offer | You may be eligible for as high as $200 cash back after spending $2k in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply. | As High As $300 Cash Back. Find Out Your Offer. You may be eligible for up to $300 in cash back after spending $3K on your new Card in the first 6 months. Welcome offers vary, and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply, $0 introductory annual fee for the first year, then $95 |
Earning
| Category | Blue Cash Everyday American Express | Blue Cash Preferred American Express |
|---|---|---|
| Select US streaming services | —Unknown | Best: 6% |
| Rideshare | —Unknown | Best: 3% |
| Transit | —Unknown | Best: 3% |
| US Gas Stations | —Unknown | Best: 3% |
| US Gas Stations (up to $6K per year, then 1%) | Best: 3% | —Unknown |
| US Grocery Stores (up to $6K per year, then 1%) | 3% | Best: 6% |
| US Online Retail Purchases (up to $6K per year, then 1%) | Best: 3% | —Unknown |
Benefits
| Benefit | Blue Cash Everyday American Express | Blue Cash Preferred American Express |
|---|---|---|
| Statement credits |
|
|
| Lounge access | —Unknown | —Unknown |
| Elite status | —Unknown | —Unknown |
| Protections | 2 | 4 |
The same on both cards (6)
| Fact | Blue Cash Everyday | Blue Cash Preferred |
|---|---|---|
| Foreign transaction fee | 2.7% | 2.7% |
| Issuer | American Express | American Express |
| Rewards currency | Cash Back | Cash Back |
| Card type | Personal | Personal |
| Network | American Express | American Express |
| All other purchases | 1% | 1% |
Which one is right for you
This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.
Ask Miles which to get