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Blue Cash Everyday vs Blue Cash Preferred

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Blue Cash Everyday
Blue Cash Everyday
American Express
Blue Cash Preferred
Blue Cash Preferred
American Express

Economics

Annual fee
$0
$95/yr less
$95
Ongoing annual value
$119
$279
$160/yr more
Net value (value − fee)
$119
$184
$65/yr more
First-year value estimate
$158
$218/yr more
−$60
Authorized user fee
—
—

Sign-up Bonus

Current offer
You may be eligible for as high as $200 cash back after spending $2k in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply. Rates & Fees
As High As $300 Cash Back. Find Out Your Offer. You may be eligible for up to $300 in cash back after spending $3K on your new Card in the first 6 months. Welcome offers vary, and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply Rates & Fees, $0 introductory annual fee for the first year, then $95

Earning

Select US streaming services
—
6%
Rideshare
—
3%
Transit
—
3%
US Gas Stations
—
3%
US Gas Stations (up to $6K per year, then 1%)
3%
—
US Grocery Stores (up to $6K per year, then 1%)
3%
6%
US Online Retail Purchases (up to $6K per year, then 1%)
3%
—

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits
  • Disney Bundle: $7 (Monthly)
  • Disney Streaming: $10 (Monthly)
Lounge access
—
—
Elite status
—
—
Protections
2
4
The same on both cards (6)
Foreign transaction fee
2.7%
2.7%
Issuer
American Express
American Express
Rewards currency
Cash Back
Cash Back
Card type
Personal
Personal
Network
American Express
American Express
All other purchases
1%
1%
Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get
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American Express Blue Cash Everyday vs American Express Blue Cash Preferred • Miles