Savor Cash Rewards

Capital One

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Sign-up Bonus

$200 after $500 spend in the first 3 months

Am I eligible?

Earning Structure

8XCapital One Entertainment purchases11.6%

5XHotels booked through Capital One Travel7.2%

5XRental cars booked through Capital One Travel7.2%

5XVacation rentals booked through Capital One Travel7.2%

3XDining4.3%

3XEntertainment4.3%

3XGrocery stores (excluding superstores like Walmart and Target)4.3%

3XSelect streaming services4.3%

1XEverything else1.4%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Capital One Entertainment purchases?Is this the best card for Hotels booked through Capital One Travel?Is this the best card for Rental cars booked through Capital One Travel?

Where this card ranks

Listed among 116 cards for groceries3.0%

What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.

Benefits

Elite Status (1)

Hertz Gold Plus Rewards: Five Star

Protections (10)

Travel Accident Insurance — up to $1,000,000 — Up to $1,000,000 against accidental loss of life, limb, sight, speech, or hearing while riding as a passenger on a licensed common carrier, when the fare is charged to the card.
Baggage Delay Insurance — up to $300 — Up to $100 per day for a maximum of 3 days ($300 total) for essential items when checked baggage is delayed more than 4 hours.
Trip Cancellation/Interruption Insurance — up to $1,500 — Up to $1,500 per insured person for non-refundable common carrier tickets charged to the card.
Lost Luggage Reimbursement — up to $3,000 — Up to $3,000 per trip for checked or carry-on baggage lost, stolen, or misdirected by the common carrier ($2,000 per bag for New York residents).
Travel and Emergency Assistance — 24/7 referral assistance for medical, legal, and travel emergencies while away from home. Cardholder is responsible for the cost of services used.
Purchase Protection — up to $1,000 — Covers damage or theft of eligible new purchases for 90 days, up to $1,000 per claim and $25,000 per 12 months.
Extended Warranty — Doubles the manufacturer's warranty by up to 12 additional months, for original warranties of 2 years or less. Max $10,000 per claim and $50,000 per cardholder.
Price Protection — up to $250 — Reimburses the difference if an identical item is advertised for less within 120 days of purchase, up to $250 per item and $1,000 per year.
Auto Rental Collision Damage Waiver (secondary) — Reimburses theft or collision damage up to the actual cash value of most rented cars, for rental periods up to 31 consecutive days. Secondary in your country of residence; primary when renting abroad.
Identity Theft Protection — up to $1,000 — Personal Identity Theft coverage up to $1,000 for covered expenses, plus Comprehensive Identity Solutions monitoring and restoration support (enrollment required).

Other Perks

0% intro APR on purchases and balance transfers for 12 months
24/7 Concierge Services for travel, dining, and event assistance