Capital One Venture Business
Capital One$95 a yearWorld Elite MastercardNo foreign transaction feeIssuer's page
A fair time to apply if the card fits how you spend.
Already have it? Keep it.
Welcome bonus
100,000miles
after $10,000 in purchases in the first 3 months
48 Month Rule, Card Limit and 2 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus100,000 points at 1.45¢ | $1,450 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$293 |
| Credits you'll likely useof $130 face value | +$84 |
| Annual fee | −$95 |
| Meeting the $10,000 minimumearns 2.9% here, the same as Double Cash | $0 |
| First year | $1,732 |
| Each year after | +$282 |
Earning
| Rate | Category | Return |
|---|---|---|
| 5X | Hotels booked through Capital One Business Travel | 7.2% |
| 5X | Rental cars booked through Capital One Business Travel | 7.2% |
| 5X | Vacation rentals booked through Capital One Business Travel | 7.2% |
| 2X | Everything else | 2.9% |
Noteworthy perks
- Advertising or Software$50 a year
- Capital One Business Travel$50 a year
Business card · Earns Capital One Miles
Benefits
Credits & Perks (3)
- Capital One Business Travel: $50 (Annual Cardmember Year)
Credit for bookings through Capital One Business Travel.
- Advertising or Software: $50 (Annual Cardmember Year)
Statement credit for purchases at qualifying advertising or software merchants.
- Global Entry/TSA PreCheck: $120 (Every 4 Years)
Reimbursement for a TSA PreCheck or Global Entry application fee.
Other Perks
- Redeem miles for travel at 1 cent per mile
- Transfer miles to airline miles and hotel points
The Capital One Venture Business family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to World Elite MastercardOct 14, 2026
- changed from null to credit_lineOct 11, 2026
- changed from null to Venture BusinessOct 8, 2026
- changed from null to falseAug 31, 2026
- changed from null to Spark Miles; C1 Spark Miles; Spark Miles Business; Capital One Spark Miles for BusinessAug 30, 2026
- changed from Slug: capital-one-spark-miles-select-for-business; Tier: 1; Tier name: VentureOne Business to Slug: capital-one-ventureone-business; Tier: 1; Tier name: VentureOne BusinessAug 18, 2026
- changed from null to 10000Aug 13, 2026
- changed from null to 90Aug 13, 2026
- changed from 100K miles after $10K spend in the first 3 months from account opening to 100K miles after $10K spend in the first 3 monthsAug 3, 2026
- addedAug 1, 2026
- changed from null to Can downgrade: true; Can upgrade: false; Family id: capital_one_venture_business; Family name: Capital One Venture Business; Is top tier: false; Siblings: Slug: capital-one-spark-miles-select-for-business; Tier: 1; Tier name: VentureOne Business; Tier: 2; Tier name: Venture BusinessAug 1, 2026