Capital One Venture Business vs VentureOne Business

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Capital One Venture Business

Capital One

VentureOne Business

Capital One

Economics

Annual fee

$95

$95/yr less

Ongoing annual value

$122

$220

$98/yr more

Net value (value − fee)

$27

$220

$193/yr more

First-year value estimate

$1,335

$652/yr more

$683

Authorized user fee

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Network

Mastercard

Visa

Sign-up Bonus

Current offer

100K miles after $10K spend in the first 3 months

50K after $4.5K spend in the first 3 months

Earning

Hotels booked through Capital One Business Travel

5X7.2%

—

Hotels booked through Capital One Travel

—

5X7.2%

Rental cars booked through Capital One Business Travel

5X7.2%

—

Rental cars booked through Capital One Travel

—

5X7.2%

Vacation rentals booked through Capital One Business Travel

5X7.2%

—

All other purchases

2X2.9%

1.5X2.2%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

Capital One Business Travel: $50 (Annual Cardmember Year)
Advertising or Software: $50 (Annual Cardmember Year)
Global Entry/TSA PreCheck: $120 (Every 4 Years)

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Lounge access

—

Elite status

—

Hertz Gold Plus Rewards Five Star

Protections

The same on both cards (4)

Foreign transaction fee

None

Issuer

Capital One

Rewards currency

Capital One Miles

Card type

Business

Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

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