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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $229
- First-Year Value Estimate
- $284
- Net Value
- +$229
Card type: PersonalForeign transaction fee: NoneCurrency: Capital One Miles
Sign-up Bonus
20K bonus miles once you spend $500 on purchases within the first 3 months
Am I eligible?Earning Structure
5XActivities booked through Capital One Travel7.2%
5XCapital One Entertainment purchases7.2%
5XHotels booked through Capital One Travel7.2%
5XRental cars booked through Capital One Travel7.2%
5XVacation rentals booked through Capital One Travel7.2%
1.25XAll other purchases1.8%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Elite Status (1)
- Hertz Gold Plus Rewards: Five Star
Protections (4)
- Travel Accident Insurance — Coverage up to $250,000 for accidental death or dismemberment when traveling by common carrier
- Lost Luggage Reimbursement — up to $1,500 — Up to $1,500 per incident for lost or stolen luggage when common carrier ticket is charged to card
- Extended Warranty — up to $10,000 — 1 additional year for warranties of 3 years or less, up to $10,000 per claim and $50,000 per cardholder
- Auto Rental Collision Damage Waiver (secondary) — Coverage for collision damage and theft on eligible vehicle rentals
Other Perks
- Transfer miles to 18+ airline and hotel partners (22 total)
- 0% intro APR on purchases and balance transfers for 15 months
- 24/7 Concierge service
- Travel assistance services
