Venture X Rewards vs VentureOne Rewards

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Venture X Rewards

Capital One

VentureOne Rewards

Capital One

Economics

Annual fee

$395

$395/yr less

Ongoing annual value

$651

$422/yr more

$229

Net value (value − fee)

$256

$27/yr more

$229

First-year value estimate

$950

$666/yr more

$284

Authorized user fee

Add up to 4 authorized users for free. Lounge access for authorized users requires a $125 annual fee per AU (up to 4 AUs), though adding them to the account remains free.

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Network

Visa

Discover

Sign-up Bonus

Current offer

75k miles after $4k spend within first 3 months

20K bonus miles once you spend $500 on purchases within the first 3 months

Earning

Hotels booked through Capital One Travel

10X14.5%

5X7.2%

Rental cars booked through Capital One Travel

10X14.5%

5X7.2%

Flights booked through Capital One Travel

5X7.2%

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All other purchases

2X2.9%

1.25X1.8%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

Capital One Travel: $300 (Annual Cardmember Year)
Global Entry/TSA PreCheck: $120 (Every 4 Years)

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Lounge access

Priority Pass Select (unlimited)
Capital One Lounges (unlimited)

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Elite status

Hertz Gold Plus Rewards President's Circle

Hertz Gold Plus Rewards Five Star

Protections

The same on both cards (7)

Foreign transaction fee

None

Issuer

Capital One

Rewards currency

Capital One Miles

Card type

Personal

Activities booked through Capital One Travel

5X7.2%

Capital One Entertainment purchases

5X7.2%

Vacation rentals booked through Capital One Travel

5X7.2%

Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get

No ads, no paid placement · Your wallet, your math