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Centurion Card (Black Card) vs Amex Classic Green
Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.
Economics
| Figure | Centurion Card (Black Card) American Express | Amex Classic Green American Express |
|---|---|---|
| Annual fee | $5,000 | Best: $150 $4,850/yr less |
| Ongoing annual value, after fee | −$4,379 | Best: $112 $4,491/yr more |
| First-year value | −$4,979 | Best: $3 $4,982/yr more |
| Authorized user fee | $5,000 | Best: $0 $5,000 less |
Sign-up Bonus
| Offer | Centurion Card (Black Card) American Express | Amex Classic Green American Express |
|---|---|---|
| Current offer | Invitation-only; no public welcome offer | N/A - Card is no longer available for new applicants |
Earning
| Category | Centurion Card (Black Card) American Express | Amex Classic Green American Express |
|---|---|---|
| Dining | —Unknown | Best: 3X4.5% |
| Transit | —Unknown | Best: 3X4.5% |
| Travel | —Unknown | Best: 3X4.5% |
| Purchases of $5K+ (up to $500K per calendar year) | Best: 1.5X2.2% | —Unknown |
Benefits
| Benefit | Centurion Card (Black Card) American Express | Amex Classic Green American Express |
|---|---|---|
| Statement credits |
|
|
| Lounge access |
| —Unknown |
| Elite status |
| —Unknown |
| Protections | 9 | 5 |
The same on both cards (6)
| Fact | Centurion Card (Black Card) | Amex Classic Green |
|---|---|---|
| Foreign transaction fee | None | None |
| Issuer | American Express | American Express |
| Rewards currency | American Express Membership Rewards | American Express Membership Rewards |
| Card type | Personal | Personal |
| Network | American Express | American Express |
| All other purchases | 1X1.5% | 1X1.5% |
Which one is right for you
This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.
Ask Miles which to get