Centurion Card (Black Card) vs Amex Classic Green

Economics

Annual fee

$5,000

$150

$4,850/yr less

Ongoing annual value

−$2,385

$199

$2,584/yr more

Net value (value − fee)

−$7,385

$49

$7,434/yr more

First-year value estimate

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$424

Authorized user fee

$5,000

$40

$4,960 less

Sign-up Bonus

Earning

Dining

—

3X4.5%

Transit

—

3X4.5%

Travel

—

3X4.5%

Purchases of $5K+ (up to $500K per calendar year)

1.5X2.2%

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Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

• CLEAR Plus: $438 (Annual Calendar Year)
• Saks Fifth Avenue: $250 (Quarterly Calendar Year)
• Equinox: $300 (Monthly)
• Uber Cash: $15 (Monthly)
• Global Entry/TSA PreCheck: $120 (Every 4 Years)

• CLEAR Plus: $219 (Annual Calendar Year)

Lounge access

• American Express Centurion Lounge (unlimited)
• Priority Pass Select (unlimited)
• Delta Sky Club (when flying Delta) (unlimited)
• Lufthansa First Class Lounges (FRA/MUC) (unlimited)

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Elite status

• Hilton Honors Diamond
• IHG One Rewards Platinum
• Marriott Bonvoy Gold
• Delta SkyMiles Platinum Medallion
• Avis Preferred President's Club
• Hertz Gold Plus Rewards Platinum

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Protections

9

5