Amex Classic Green
American Express$150 a yearNo foreign transaction fee
Not open to new applicants.
Already have it? Keep it.
Not open to applications
With no current offer, the first year counts no welcome bonus.
| First-year value | Amount |
|---|---|
| No current offer | $0 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$153 |
| Annual fee | −$150 |
| First year | $3 |
| Each year after | +$113 |
Not counted in the first year: protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 3X | Dining | 4.5% |
| 3X | Travel | 4.5% |
| 3X | Transit | 4.5% |
| 1X | Everything else | 1.5% |
Personal card · Earns American Express Membership Rewards · Authorized user fee $0
Benefits
Credits & Perks (1)
- CLEAR Plus: $219 (Annual Calendar Year)
Covers full cost of CLEAR Plus membership. Enrollment required.
Protections (5)
- Trip Delay Insurance, up to $300, Up to $300 per trip delayed 12+ hours, max 2 claims per 12 months. Covers meals, lodging, and essential items.
- Baggage Insurance, Up to $1,250 for carry-on and $500 for checked baggage for lost, damaged, or stolen bags
- Purchase Protection, up to $1,000, 90 days coverage for theft/damage, up to $1,000 per occurrence and $50,000 per year
- Extended Warranty, up to $10,000, Extends manufacturer warranty by up to 1 year on warranties of 5 years or less, up to $10,000 per item and $50,000 per year
- Car Rental Insurance (secondary), up to $50,000, Secondary coverage for rental car damage or theft, up to $50,000
The American Express Personal Premium family
Amex Gold$325/yrCompare Amex Gold with this card
Amex Platinum$895/yrCompare Amex Platinum with this card
Platinum Card for Morgan Stanley$895/yrCompare Platinum Card for Morgan Stanley with this card
Platinum Card for Schwab$895/yrCompare Platinum Card for Schwab with this card
Centurion Card (Black Card)$5,000/yrCompare Centurion Card (Black Card) with this card
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Amex GreenOct 8, 2026
- changed from 40 to 0Sep 30, 2026
- changed from null to chargeSep 2, 2026
- addedAug 20, 2026