Amex Classic Green vs Amex Platinum

Economics

Annual fee

$150

$745/yr less

$895

Ongoing annual value

$199

$1,946

$1,747/yr more

Net value (value − fee)

$49

$1,051

$1,002/yr more

First-year value estimate

$424

$2,511

$2,087/yr more

Authorized user fee

$40

$195, but $0 companion cards are available with reduced benefits

Sign-up Bonus

Earning

Flights booked directly with airlines or through Amex Travel

—

5X7.5%

Prepaid hotels booked through Amex Travel

—

5X7.5%

Dining

3X4.5%

—

Transit

3X4.5%

—

Travel

3X4.5%

—

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

• CLEAR Plus: $219 (Annual Calendar Year)

• CLEAR Plus: $219 (Annual Calendar Year)
• Equinox: $300 (Annual Calendar Year)
• SoulCycle At-Home Bike: $300 (One Time)
• Digital Entertainment: $25 (Monthly)
• The Hotel Collection: $300 (Semi Annual Calendar Year)
• Uber Cash: $15 (Monthly)
• Walmart+: $13 (Monthly)
• Airline Fees: $200 (Annual Calendar Year)
• Global Entry/TSA PreCheck: $120 (Every 4 Years)
• Resy Dining: $100 (Quarterly Calendar Year)
• Uber One: $120 (Annual Calendar Year)
• lululemon: $75 (Quarterly Calendar Year)
• Oura: $200 (Annual Calendar Year)

Lounge access

—

• American Express Centurion Lounge (unlimited)
• Priority Pass Select (unlimited)
• Delta Sky Club (10/yr)
• Plaza Premium Lounge (unlimited)
• Airspace Lounge (unlimited)
• Escape Lounge (unlimited)
• Lufthansa Business Lounge (unlimited)
• Lufthansa Senator Lounge (unlimited)

Elite status

—

• Marriott Bonvoy Gold
• Hilton Honors Gold
• LHW Leaders Club Sterling
• Avis Preferred Preferred Plus
• Hertz Gold Plus Rewards President's Circle
• National Emerald Club Executive

Protections

5

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