Business Green vs Business Platinum

Economics

Annual fee

$95

$800/yr less

$895

Ongoing annual value

$0

$1,945

$1,945/yr more

Net value (value − fee)

−$95

$1,050

$1,145/yr more

First-year value estimate

$82

$4,003

$3,921/yr more

Foreign transaction fee

2.7%

None

Authorized user fee

—

$400

Sign-up Bonus

Earning

Flights booked through Amex Travel

—

5X7.5%

Prepaid hotel+flight packages booked through Amex Travel

—

5X7.5%

Prepaid hotels booked through Amex Travel

—

5X7.5%

Prepaid short-term rentals booked through Amex Travel

—

5X7.5%

Travel booked through Amex Travel

2X3%

—

Up to $2M of purchases per calendar year from the following categories * U.S. construction material and hardware suppliers * U.S. electronic goods retailers and software & cloud system providers * U.S. shipping providers * Purchases of $5,000 or more

—

2X3%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

—

• CLEAR Plus: $219 (Annual Calendar Year)
• ChatGPT Business: $300 (Annual Calendar Year)
• The Hotel Collection: $300 (Semi Annual Calendar Year)
• Dell: $150 (Annual Calendar Year)
• Dell: $1,000 (Annual Calendar Year)
• Adobe: $250 (Annual Calendar Year)
• Wireless: $10 (Monthly)
• Hilton: $50 (Quarterly Calendar Year)
• Airline Fees: $200 (Annual Calendar Year)
• Global Entry/TSA PreCheck: $120 (Every 4 Years)
• Amex Travel Flight Credit: $1,200 (Annual Calendar Year)
• One AP: $2,400 (Annual Calendar Year)
• Indeed: $90 (Quarterly Calendar Year)

Lounge access

—

• American Express Centurion Lounge (unlimited)
• Priority Pass Select (unlimited)
• Delta Sky Club (10/yr)
• Plaza Premium Lounge (unlimited)
• Airspace Lounge (unlimited)
• Escape Lounge (unlimited)
• Lufthansa Business Lounge (unlimited)
• Lufthansa Senator Lounge (unlimited)

Elite status

—

• Marriott Bonvoy Gold
• Hilton Honors Gold
• LHW Leaders Club Sterling
• Avis Preferred Preferred Plus
• Hertz Gold Plus Rewards President's Circle
• National Emerald Club Executive

Protections

4

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