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Card Economics
- Annual Fee
- $95
- Ongoing Annual Value
- $0
- First-Year Value Estimate
- $82
- Net Value
- −$95
Card type: BusinessForeign transaction fee: 2.7%Currency: American Express Membership Rewards
Earning Structure
2XTravel booked through Amex Travel3%
1XAll other purchases1.5%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Protections (4)
- Baggage Insurance — Up to $1,250 for carry-on and $500 for checked baggage for lost, damaged, or stolen bags; aggregate maximum of $10,000 for all covered persons per covered trip
- Purchase Protection — up to $1,000 — 90 days coverage for theft/damage, up to $1,000 per occurrence and $50,000 per year
- Extended Warranty — up to $10,000 — Extends manufacturer warranty by up to 1 year on warranties of 5 years or less, up to $10,000 per item and $50,000 per year
- Car Rental Insurance (secondary) — up to $50,000 — Secondary coverage for rental car damage or theft, up to $50,000 per rental agreement
