Robinhood Gold vs Robinhood Platinum

Economics

Annual fee

$0

$695/yr less

$695

Ongoing annual value

$263

$737

$474/yr more

Net value (value − fee)

$263

$221/yr more

$42

First-year value estimate

$0

$695/yr more

−$695

Foreign transaction fee

3%

None

Authorized user fee

—

—

Sign-up Bonus

Earning

Hotels and rental cars booked through Robinhood portal

—

10X10%

Dining

—

5X5%

Flights booked through Robinhood portal

—

5X5%

Travel bookings made through the Robinhood Travel portal

5%

—

All other purchases

3%

1X1%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

—

• Travel Credit: $150 (Semi Annual Calendar Year)
• Hotel Credit: $250 (Semi Annual Calendar Year)
• Dining Credit: $20 (Monthly)
• Rideshare Credit: $20 (Monthly)
• DoorDash Credit: $20 (Monthly)
• Lifestyle Credit: $200 (Annual)
• Global Entry/TSA PreCheck: $120 (Every 4 Years)

Lounge access

• Lounge Passes (Points Redemption)

• Priority Pass Select

Elite status

—

• Robinhood Gold

Protections

6

0