Robinhood Gold

Coastal Community Bank

WAITLIST ONLY

No open application; the issuer is taking names for a place in line.

Terms depend on when this account was opened.

Accounts opened before 07/01/26 keep 0% foreign transaction fees. The 3% fee applies only to accounts opened on or after that date.

The figures above are what a new applicant gets today.

Sign-up Bonus

This card is currently available by waitlist only

5%Travel bookings made through the Robinhood Travel portal5%

3%All other purchases3%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Lounge Access (1)

Protections (6)

Trip Cancellation/Interruption — up to $2,000 — Up to $2,000 per person for non-refundable Common Carrier tickets if trip is cancelled or interrupted due to covered reasons.
Purchase Protection — up to $1,000 — Covers theft or damage to new purchases within 90 days. Up to $1,000 per claim, $10,000 per cardholder annually.
Extended Warranty — up to $10,000 — Doubles manufacturer warranty up to 1 additional year on warranties of 3 years or less. Up to $10,000 per claim, $50,000 per cardholder annually.
Return Protection — up to $250 — Reimburses up to $250 per item, $1,000 annually when store won't accept return. Item must be in like-new condition.
Auto Rental Collision Damage Waiver (secondary domestic, primary international) — Reimburses for theft, collision damage, loss-of-use charges, and towing. Must decline rental company's CDW/LDW. Secondary coverage for domestic rentals (up to 15 days), primary coverage for international rentals (up to 31 days). Covers full value of rental car.
Cell Phone Protection — up to $600 — Up to $600 per claim, $25 deductible, up to 2 claims per 12-month period when cell phone bill paid with card

Requires active Robinhood Gold subscription ($5/month or $50/year)
Stainless steel card (17g weight)
Redeem points for gas discounts ($0.50 off per gallon, up to 20 gallons, for 1,450 points)
Visa Signature Concierge Service
Roadside Dispatch assistance
Travel and emergency assistance services
Zero liability protection for unauthorized transactions
Add up to 5 family members as authorized users regardless of age
Each family member receives their own card
Set individual spending limits per cardholder
Track spending by cardholder
Lock or unlock cards instantly
Authorized users receive plastic cards at no cost