Robinhood Gold
Coastal Community BankNo annual feeVisa Signature3% foreign transaction feeIssuer's page
Not open to new applicants.
Already have it? Keep it.
Accounts opened before 07/01/26 keep 0% foreign transaction fees. The 3% fee applies only to accounts opened on or after that date. The figures on this page are what a new applicant gets today.
Waitlist only
With no current offer, the first year counts no welcome bonus.
| First-year value | Amount |
|---|---|
| No current offer | $0 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$325 |
| Annual fee | $0 |
| First year | $325 |
| Each year after | +$550 |
Not counted in the first year: protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 5% | Travel bookings made through the Robinhood Travel portal | 5% |
| 3% | Everything else | 3% |
Personal card · Earns Cash Back
Benefits
Lounge Access (1)
- Lounge Passes (Points Redemption)
Protections (6)
- Trip Cancellation/Interruption, up to $2,000, Up to $2,000 per person for non-refundable Common Carrier tickets if trip is cancelled or interrupted due to covered reasons.
- Purchase Protection, up to $1,000, Covers theft or damage to new purchases within 90 days. Up to $1,000 per claim, $10,000 per cardholder annually.
- Extended Warranty, up to $10,000, Doubles manufacturer warranty up to 1 additional year on warranties of 3 years or less. Up to $10,000 per claim, $50,000 per cardholder annually.
- Return Protection, up to $250, Reimburses up to $250 per item, $1,000 annually when store won't accept return. Item must be in like-new condition.
- Auto Rental Collision Damage Waiver (secondary domestic, primary international), Reimburses for theft, collision damage, loss-of-use charges, and towing. Must decline rental company's CDW/LDW. Secondary coverage for domestic rentals (up to 15 days), primary coverage for international rentals (up to 31 days). Covers full value of rental car.
- Cell Phone Protection, up to $600, Up to $600 per claim, $25 deductible, up to 2 claims per 12-month period when cell phone bill paid with card
Other Perks
- Requires active Robinhood Gold subscription ($5/month or $50/year)
- Stainless steel card (17g weight)
- Redeem points for gas discounts ($0.50 off per gallon, up to 20 gallons, for 1,450 points)
- Visa Signature Concierge Service
- Roadside Dispatch assistance
- Travel and emergency assistance services
- Zero liability protection for unauthorized transactions
- Add up to 5 family members as authorized users regardless of age
- Each family member receives their own card
- Set individual spending limits per cardholder
- Track spending by cardholder
- Lock or unlock cards instantly
- Authorized users receive plastic cards at no cost
The Robinhood family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Robinhood GoldOct 8, 2026
- changed from null to waitlistAug 29, 2026
- changed from 0 to 3Jul 30, 2026
Accounts opened before 07/01/26 keep 0% foreign transaction fees. The 3% fee applies only to accounts opened on or after that date.
- changed from null to Can downgrade: false; Can upgrade: true; Family id: robinhood_personal; Family name: Robinhood; Is top tier: false; Siblings: Slug: robinhood-platinum-credit-card; Tier: 2; Tier name: Platinum; Tier: 1; Tier name: GoldJul 27, 2026