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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $138
- First-Year Value Estimate
- $239
- Net Value
- +$138
Card type: PersonalForeign transaction fee: NoneCurrency: Hilton Honors
Sign-up Bonus
80K bonus points after you spend $2K in purchases on the card in the first 6 months of card Membership. Terms apply. Rates & Fees
Am I eligible?Earning Structure
7XHilton purchases2.4%
5XUS Dining1.8%
5XUS Gas Stations1.8%
5XUS Grocery Stores1.8%
3XAll other purchases1%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Elite Status (2)
- Hilton Honors: Silver
- Hilton Honors: Gold
Protections (4)
- Baggage Insurance — up to $1,250 — Coverage for lost, damaged, or stolen baggage. Up to $1,250 for carry-on and up to $500 for checked baggage per person, in excess of carrier coverage. Pay for the full cost of transportation with your Amex card.
- Purchase Protection — up to $1,000 — 90 days coverage for theft/damage
- Extended Warranty — Extends warranty by up to 1 year
- Car Rental Insurance (secondary) — up to $50,000 — Secondary coverage up to $50,000 for rental car damage/theft (primary coverage available for additional fee). Pay for the full cost on your card to be eligible for this benefit. Coverage is not available in Australia, Italy, New Zealand.
