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Card Economics
- Annual Fee
- $95
- Ongoing Annual Value
- $274
- First-Year Value Estimate
- N/A
- Net Value
- +$179
Card type: PersonalForeign transaction fee: NoneCurrency: Marriott Bonvoy
Marriott Bonvoy
NOT OPEN TO APPLICATIONS
Only reachable by changing a card you already hold with this issuer.
Earning Structure
6XMarriott purchases4.4%
2XAll other purchases1.5%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Elite Status (3)
- Marriott Bonvoy: Silver
- Marriott Bonvoy: Gold
- Marriott Bonvoy: 15 elite night credits per year
Protections (4)
- Baggage Insurance — up to $1,250 — Coverage for lost, damaged, or stolen baggage. Up to $1,250 for carry-on and up to $500 for checked baggage per person, in excess of carrier coverage. Pay for the full cost of transportation with your Amex card.
- Purchase Protection — up to $1,000 — 90 days coverage for theft/damage
- Extended Warranty — Extends warranty by up to 1 year
- Car Rental Insurance (secondary) — up to $50,000 — Secondary coverage up to $50,000 for rental car damage/theft (primary coverage available for additional fee). Pay for the full cost on your card to be eligible for this benefit. Coverage is not available in Australia, Italy, New Zealand.
Other Perks
- Annual Free Night Award (up to 35,000 points value, excluding resort fees)
- Free premium internet access at Marriott properties
- Global Assist Hotline: 24/7 emergency coordination services when traveling more than 100 miles from home
