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Card Economics
- Annual Fee
- $250
- Ongoing Annual Value
- $97
- First-Year Value Estimate
- $731
- Net Value
- −$153
Card type: PersonalForeign transaction fee: NoneCurrency: Marriott BonvoyAU fee: $0
Sign-up Bonus
125K bonus points + a $150 statement credit after $5K in eligible purchases within the first 6 months
Am I eligible?Earning Structure
6XMarriott purchases4.4%
4XRestaurants worldwide2.9%
4XU.S. supermarkets2.9%
2XAll other purchases1.5%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Elite Status (2)
- Marriott Bonvoy: Gold
- Marriott Bonvoy: 15 elite night credits per year
Protections (6)
- Travel Accident Insurance — Coverage for travel accidents
- Trip Delay — up to $300 — Up to $300 per trip delayed more than 12 hours. Maximum 2 claims per card per 12-month period.
- Baggage Insurance — Up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the common carrier
- Purchase Protection — up to $1,000 — Coverage against damage or theft for 90 days, up to $1,000 per occurrence, $50,000 per year
- Extended Warranty — Extends warranty by up to 1 year
- Car Rental Insurance (secondary) — up to $50,000 — Secondary coverage up to $50,000 for rental car damage or theft
Other Perks
- 1 Free Night Award after $15K calendar-year spend (up to 50K points)
- 1,000 bonus points per paid eligible stay at Marriott properties
- Free in-room premium internet access at Marriott properties
- Global Assist Hotline: 24/7 emergency coordination services when traveling more than 100 miles from home
