Morgan Stanley Blue Cash Preferred

Sign-up Bonus

$250 statement credit after $3K spend in first 6 months, $0 intro annual fee for the first year

6%Select US streaming services6%

6%US Grocery Stores (up to $6K per year, then 1%)6%

3%Transit3%

3%US Gas Stations3%

1%All other purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.

Credits & Perks (3)

Disney Streaming: $10 (Monthly)
Up to $10 monthly statement credit for subscription purchases at DisneyPlus.com, Hulu.com, or Stream.ESPN.com. Up to $120 per year. Enrollment required.
Equinox+: $10 (Monthly)
Up to $10 monthly statement credit on Equinox+ membership at equinoxplus.com. Up to $120 per year. Enrollment required.
Annual Spending Bonus: $100 (Annual Calendar Year)
$100 annual statement credit after spending $15,000 in a calendar year

Protections (4)

Purchase Protection — up to $1,000 — 90 days coverage for theft/damage
Extended Warranty — up to $10,000 — Extends original manufacturer warranty by up to 1 year (warranties of 5 years or less). Up to $10,000 per item, $50,000 per year.
Return Protection — up to $300 — Return items within 90 days for a refund up to $300 per item if the merchant won't accept the return
Car Rental Insurance (secondary) — up to $50,000 — Secondary coverage up to $50,000 for rental car damage or theft

Global Assist Hotline: 24/7 emergency coordination services when traveling more than 100 miles from home