Card Economics

Card type: PersonalForeign transaction fee: NoneCurrency: Qatar Airways Privilege Club

Qatar Airways Privilege Club Infinite

First Electronic Bank

Sign-up Bonus

25K Avios after first transaction, then an additional 25K and 150 Qpoints after $5K spend within the first 90 days

5XQatar Airways purchases5.5%

3XDining3.3%

1XAll other purchases1.1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Credits & Perks (1)

Global Entry/TSA PreCheck: $120 (Every 4 Years)
Covers application fee. Credit applies automatically when charged to card.

Lounge Access (1)

oneworld Sapphire members can access designated business class lounges and frequent flyer lounges when flying with a oneworld airline (Unlimited) — 1 free guest

Elite Status (2)

Protections (8)

Trip Cancellation/Interruption — up to $2,000 — Up to $2,000 for nonrefundable expenses when trips cancelled for covered reasons
Lost Luggage — up to $3,000 — Up to $3,000 for lost or damaged luggage in transit
Trip Delay Reimbursement — Reimbursement for expenses incurred due to covered trip delays
Travel Accident Insurance — Coverage for accidental death or dismemberment while traveling on a common carrier
Purchase Protection — 90 days coverage for stolen or damaged items
Extended Warranty — Extends manufacturer's warranty by 1 year (up to 3 years original)
Return Protection — up to $300 — Up to $300 per item when merchant won't accept return within 90 days
Auto Rental Collision Damage Waiver (secondary) — Coverage for damage or theft of rental car when declining rental company's coverage

12% off Qatar Airways flight bookings with promo code QRPCFLIGHT (through March 31, 2026)
Visa Infinite Luxury Hotel Collection access with elite benefits at select properties
24/7 concierge assistance
Miles never expire
Reward-fee rebates up to $600 (premium cabin) or $300 (economy) after $15K spend in first year and $25K each renewal year