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Card Economics
- Annual Fee
- $99
- Ongoing Annual Value
- $76
- First-Year Value Estimate
- $281
- Net Value
- −$23
Card type: PersonalForeign transaction fee: NoneCurrency: Qatar Airways Privilege Club
Sign-up Bonus
20K Avios after first transaction, then an additional 20K after $3K spend within the first 90 days
Am I eligible?Earning Structure
4XQatar Airways purchases4.4%
2XDining2.2%
1XAll other purchases1.1%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Elite Status (2)
- Qatar Airways Privilege Club: Silver
- Qatar Airways Privilege Club: 2 Qpoints per 2K Avios earned
Protections (7)
- Trip Cancellation/Interruption — Coverage for non-refundable expenses when trips cancelled for covered reasons
- Lost Luggage — Reimbursement for lost luggage in transit
- Travel Accident Insurance — Coverage for accidental death or dismemberment while traveling on a common carrier
- Purchase Protection — 90 days coverage for stolen or damaged items
- Extended Warranty — Extends manufacturer's warranty by up to 1 year on warranties of 3 years or less
- Return Protection — up to $250 — Up to $250 per item when merchant won't accept return within 90 days
- Auto Rental Collision Damage Waiver (secondary) — Coverage for damage or theft of rental car when declining rental company's coverage
Other Perks
- Miles never expire with continued card activity
- Reward-fee rebates on award tickets after $15K spend in first year and $25K annually thereafter
