Qatar Airways Privilege Club Signature
First Electronic Bank$99 a yearVisa SignatureNo foreign transaction feeIssuer's page
Wait for a bigger offer if you can: a higher one ran recently.
Already have it? Keep it if what you use each year covers the fee.
Welcome bonus
40,000Avios
- 20,000 on your first purchase
- 20,000 more after $3,000 total in the first 90 days
Lower than the offer of up to 65,000 points (after $3,500 spend) we last recorded in February 2026.
Family Rules, 1 per 60 Days and 1 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus40,000 points at 1.1¢ | $440 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$7 |
| Annual fee | −$99 |
| Meeting the $3,000 spendearns 1.1% here vs 2% on Double Cash | −$27 |
| First year | $321 |
| Each year after | +$83 |
Not counted in the first year: protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 2X | Dining | 2.2% |
| 4X | Qatar Airways purchases | 4.4% |
| 1X | Everything else | 1.1% |
Personal card · Earns Qatar Airways Privilege Club
Benefits
Elite status (2)
- Qatar Airways Privilege Club: Silver
- Qatar Airways Privilege Club: 2 Qpoints per 2K Avios earned
Protections (7)
- Trip Cancellation/Interruption, Coverage for non-refundable expenses when trips cancelled for covered reasons
- Lost Luggage, Reimbursement for lost luggage in transit
- Travel Accident Insurance, Coverage for accidental death or dismemberment while traveling on a common carrier
- Purchase Protection, 90 days coverage for stolen or damaged items
- Extended Warranty, Extends manufacturer's warranty by up to 1 year on warranties of 3 years or less
- Return Protection, up to $250, Up to $250 per item when merchant won't accept return within 90 days
- Auto Rental Collision Damage Waiver (secondary), Coverage for damage or theft of rental car when declining rental company's coverage
Other Perks
- Miles never expire with continued card activity
- Reward-fee rebates on award tickets after $15K spend in first year and $25K annually thereafter
The Qatar Airways Privilege Club family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Qatar SignatureOct 8, 2026
- changed from null to 0Aug 13, 2026
- changed from Avios to Qatar Airways Privilege ClubJul 26, 2026