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Card Economics
Annual Fee
$0
Ongoing Annual Value
$95
First-Year Value Estimate
$222
Net Value
+$95
Card type: BusinessForeign transaction fee: 2.7%Currency: American Express Membership Rewards
Blue Business Plus

Blue Business Plus

American Express
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Sign-up Bonus

15k points after $3k in eligible purchases within the first 3 months + 0.0% intro APR on purchases for 12 months
Am I eligible?

Earning Structure

2XAll purchases (up to $50K per year, then 1X)3%
1XPurchases beyond $50K annual cap1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for All purchases (up to $50K per year, then 1X)?Is this the best card for Purchases beyond $50K annual cap?

Where this card ranks

What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.

Benefits

Protections (3)
  • Purchase Protection — up to $1,000 — 90 days coverage for theft/damage up to $1,000 per claim, $50,000 per account
  • Extended Warranty — up to $10,000 — Extends manufacturer warranty by up to 1 year on warranties of 5 years or less, up to $10,000 per item and $50,000 per year
  • Car Rental Insurance (secondary) — up to $50,000 — Secondary coverage for rental car damage or theft, up to $50,000 per rental agreement

Other Perks

  • 0% intro APR on purchases for 12 months
  • Expanded Buying Power to spend above credit limit
  • Add up to 99 employee cards at no additional fee