Back to Credit Cards
Card Economics
Annual Fee
$0
Ongoing Annual Value
$73
First-Year Value Estimate
$379
Net Value
+$73
Card type: PersonalForeign transaction fee: NoneCurrency: Amtrak Guest Rewards
Amtrak Guest Rewards Mastercard

Amtrak Guest Rewards Mastercard

FNBO
Compare with another card

Sign-up Bonus

15K points after $1K spend + 5K points after adding an authorized user, all within the first 3 billing cycles
Am I eligible?

Earning Structure

2XAmtrak purchases5.1%
2XDining5.1%
1XAll other purchases2.6%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Amtrak purchases?Is this the best card for Dining?Is this the best card for All other purchases?

Where this card ranks

What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.

Other Perks

  • 5% Amtrak Guest Rewards point rebate on redemptions
  • 10% rebate for onboard food & beverage purchases as a statement credit

The Amtrak Guest Rewards family