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Card Economics
Annual Fee
$99
Ongoing Annual Value
−$84
First-Year Value Estimate
$367
Net Value
−$183
Card type: PersonalForeign transaction fee: NoneCurrency: Avianca LifeMiles
Avianca LifeMiles American Express

Avianca LifeMiles American Express

First Electronic Bank
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Sign-up Bonus

40K LifeMiles after $3K spend in first 90 days
Am I eligible?

Earning Structure

2XAvianca purchases2.6%
2XDining2.6%
2XGrocery Stores2.6%
1XAll other purchases1.3%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Benefits

Worth it for me?
Elite Status (1)
  • Avianca LifeMiles: Silver Elite
Protections (1)
  • Trip Delay — up to $300 — Up to $300 per trip when delayed 12+ hours for a covered reason. Maximum 2 claims per card per 12 consecutive month period. Coverage provided by New Hampshire Insurance Company, an AIG Company.

Other Perks

  • 5% redemption discount on Avianca Airlines flights
  • Silver status includes Star Alliance Silver benefits (priority waitlist, standby, and baggage handling across Star Alliance carriers)
  • Avianca VIP lounge access: 2 passes per year for cardholder plus 1 companion pass, at Avianca lounges