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Card Economics
- Annual Fee
- $99
- Ongoing Annual Value
- −$84
- First-Year Value Estimate
- $367
- Net Value
- −$183
Card type: PersonalForeign transaction fee: NoneCurrency: Avianca LifeMiles
Earning Structure
2XAvianca purchases2.6%
2XDining2.6%
2XGrocery Stores2.6%
1XAll other purchases1.3%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Elite Status (1)
- Avianca LifeMiles: Silver Elite
Protections (1)
- Trip Delay — up to $300 — Up to $300 per trip when delayed 12+ hours for a covered reason. Maximum 2 claims per card per 12 consecutive month period. Coverage provided by New Hampshire Insurance Company, an AIG Company.
Other Perks
- 5% redemption discount on Avianca Airlines flights
- Silver status includes Star Alliance Silver benefits (priority waitlist, standby, and baggage handling across Star Alliance carriers)
- Avianca VIP lounge access: 2 passes per year for cardholder plus 1 companion pass, at Avianca lounges