Avianca LifeMiles American Express vs Avianca LifeMiles American Express Elite

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Avianca LifeMiles American Express

First Electronic Bank

Avianca LifeMiles American Express Elite

First Electronic Bank

Economics

Annual fee

$99

$150/yr less

$249

Ongoing annual value

−$84

$35/yr more

−$119

Net value (value − fee)

−$183

$185/yr more

−$368

First-year value estimate

$367

$450

$83/yr more

Authorized user fee

—

Sign-up Bonus

Current offer

40K LifeMiles after $3K spend in first 90 days

Up to 100K miles: Earn 60K bonus miles after $4.5K spend in the first 90 days + 40K miles after $25K total spend in first 365 days

Earning

Grocery Stores

2X2.6%

—

Travel

—

2X2.6%

Avianca purchases

2X2.6%

3X3.9%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

—

LifeMiles+ Lite: $20 (Monthly)

Lounge access

—

Avianca Lounges (5/yr)

Elite status

Avianca LifeMiles Silver Elite

Avianca LifeMiles Silver Elite

Protections

The same on both cards (7)

Foreign transaction fee

None

Issuer

First Electronic Bank

Rewards currency

Avianca LifeMiles

Card type

Personal

Network

American Express

All other purchases

1X1.3%

Dining

2X2.6%

Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get

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