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Card Economics
- Annual Fee
- $249
- Ongoing Annual Value
- −$119
- First-Year Value Estimate
- $450
- Net Value
- −$368
Card type: PersonalForeign transaction fee: NoneCurrency: Avianca LifeMiles
Sign-up Bonus
Up to 100K miles: Earn 60K bonus miles after $4.5K spend in the first 90 days + 40K miles after $25K total spend in first 365 days
Am I eligible?Earning Structure
3XAvianca purchases3.9%
2XDining2.6%
2XTravel2.6%
1XAll other purchases1.3%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Credits & Perks (1)
- LifeMiles+ Lite: $20 (Monthly)
Complimentary LifeMiles+ Lite subscription ($20/month value), or $20/month discount on higher-tier LifeMiles+ bundles. Lite includes 500 bonus miles/month, double miles on purchases (up to 1,000 bonus miles/month), 10% redemption rebate on Star Alliance flights, up to 25% redemption discount on Avianca flights, up to 40% more miles on LifeMiles Hotels, and up to 10% discount on LifeMiles Cars.
Lounge Access (1)
- Avianca Lounges (5 visits/year)
Elite Status (1)
- Avianca LifeMiles: Silver Elite
Protections (1)
- Trip Delay — up to $300 — Up to $300 per trip when delayed 12+ hours for a covered reason. Maximum 2 claims per card per 12 consecutive month period. Coverage provided by New Hampshire Insurance Company, an AIG Company.
Other Perks
- Double miles earned each month (up to 1,000 bonus miles/month, via LifeMiles+ Lite)
- 500 bonus LifeMiles per month (6,000 annually, via LifeMiles+ Lite)
