Disney Inspire Visa vs Disney Premier Visa

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Disney Inspire Visa

Chase

Disney Premier Visa

Chase

Economics

Annual fee

$149

$49

$100/yr less

Ongoing annual value

$152

$49/yr more

$103

Net value (value − fee)

$54

$51/yr more

First-year value estimate

$300

$79/yr more

$221

Foreign transaction fee

None

Authorized user fee

—

Sign-up Bonus

Current offer

$300 Disney gift card upon approval + $200 statement credit after $1K in purchases within first 3 months

$200 Disney gift card upon approval + $100 statement credit after $500 in purchases within first 3 months

Earning

DisneyPlus.com, Hulu.com, Plus.ESPN.com

10X10%

5X5%

Disney locations

3X3%

2X2%

Gas Stations

3X3%

2X2%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

Streaming: $10 (Monthly)
Theme Park Tickets: $100 (Annual Cardmember Year)
Resort & Cruise: $200 (Annual Cardmember Year)

Instacart: $10 (Monthly)
Streaming: $15 (One Time)

Lounge access

—

Elite status

—

Protections

The same on both cards (7)

Issuer

Chase

Rewards currency

Disney Rewards Dollars

Card type

Personal

Network

Visa

All other purchases

1X1%

Dining

2X2%

Grocery Stores

2X2%

Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get

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